NEW Tesco Current Account - 3% on £3,000

typistretired

badger09 wrote: »

I'm a little confused by this

Are you saying that you pay money to Tesco savings accounts from your Lloyds Club current account by direct debit

and that your Lloyds Club current account appears as someone/somewhere you can pay money to, from your new Tesco current account?

If so, am I the only one who finds that odd?

Sorry if I did not make myself clear. What I am saying is that I had Lloyds Club as a payee with my Tesco instant access and internet savings accounts and the same payees are listed when I am asked to select a payee in my current account with Tesco. I was surprised by this as you usually have to create a new payee with each account. Yorkshire/Clydesdale is the same.

badger09

typistretired wrote: »

Sorry if I did not make myself clear. What I am saying is that I had Lloyds Club as a payee with my Tesco instant access and internet savings accounts and the same payees are listed when I am asked to select a payee in my current account with Tesco. I was surprised by this as you usually have to create a new payee with each account. Yorkshire/Clydesdale is the same.

Thanks

Now I understand :T

Pinhead2014

I'm that fuming I am!

There's no late payments or CCJs or anything of that nature on my CRA files

Pinhead2014

:mad::mad: I'm that angry I am. My granddad didn't fight in the war for his grandkid to get treated like this!:eek:

oldagetraveller

You've already had two "bites" Pinhead. How many more do you expect?
I'd be looking for some sort of kompensayshun myself. How dare they refuse you!:D

Archi_Bald

Pinhead2014 wrote: »

There's no late payments or CCJs or anything of that nature on my CRA files

Judging by your earlier posts, you have big credit facilities, and this will be information on your credit files. It is very likely that Tesco feel they don't want to give you any more. You can fume all you like but they are free to decide who to do business with.

Fruit_and_Nut_Case

typistretired wrote: »

I just have two savings accounts with Tesco. I applied for a current account and an error message came up while they were doing check at end. So tried again and application was completed and is showing that my current account is being processed underneath my savings accounts. So tried to apply for a second current account and received this message:-


Your application

Sorry, you're not eligible for this account

You can only have two Tesco Bank current accounts.

Our records show you already have two accounts with us.

Anyone else have this problem?

innovate wrote: »

I reckon your first, abandonned, application still hangs about, and the system thinks you have two valid applications on the go. Best to call them. I managed to get both applications completed, and they both show underneath my savings accounts.

Sorry to respond to a week-old post but I just want to confirm innovate's speculative answer. I had the same message as typistretired and called customer services. They found a half-completed application in the system which they finished off for me while on the phone. Result!

iAMaLONDONER

Pinhead2014 wrote: »

they just declined me for the account. I'm furious. I'm calling my MP

There's always TSB, Lloyds,Nationwide & Santander....

Pinhead2014

iAMaLONDONER wrote: »

There's always TSB, Lloyds,Nationwide & Santander....

I've applied to Nationwide. If I don't get my Nationwide debit card through by Saturday I'm gonna be furious I am!:mad:

I stand corrected, I am already furious:eek:

innovate

Tescos did after all get a bit confused with my two applications somewhere along the way. I do have both accounts online now but it took two calls to get them to activate the second account.

PINs and cards haven't arrived yet but I don't really plan to use them anyway. Someone who wants to use the account as their current account should allow a good 2 weeks to get a fully usable account. Not the longest it takes to open a current account but also not the fastest.

I haven't tried their mobile app but I find the online banking rather cumbersome to use. There is one feature, though, that I love: all your payees and linked external accounts are available in all accounts, which makes it ever so easy to send money to someone from any of your accounts. I wish other banks & Nationwide would provide this functionality.