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DMP & Mutual Support Thread - Part 10
Comments
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Hope your day goes better than expected Kate
My news is that I have just paid off John Lewis so now to 98.98% of DMP plus interest paid off. Two creditors left. Excited. If I can do it anyone can.0 -
Good luck with your work thing Kate and well done HH!
Best debt free wannabe foot forward all...Debt at highest - June 2013 - 26k/ March 2018 - 2500
Proud to be dealing with my debts0 -
Westminster wrote: »Well thats it for me.
Originally started my Payplan DMP in mid-2006 for £71,671.10.
Last night I settled the final account (all done directly with my creditors) and in the last week I cleared the last £27,698.92 for an average of 41%
Was expecting to feel a little more excited than this - but as it has been so long since I had the sleepless nights and ignoring the phone whenever it rang, perhaps I have forgotten exactly how bad it was and how good it will be from now on!
Good luck to everyone else in the DFW quests.
well done and thanks for sharing. it's inspiring to see people come through this.
you're possibly a bit numb from it all! it'll come i expect. go easy with yourself.Debt at highest - June 2013 - 26k/ March 2018 - 2500
Proud to be dealing with my debts0 -
Hopelessly_Hopeful wrote: »Hope your day goes better than expected Kate
My news is that I have just paid off John Lewis so now to 99.01% of DMP plus interest paid off. Two creditors left. Excited. If I can do it anyone can.
:T I bet you can taste debt freedom, hope you have lots of nice plans for the future. XxChristmas 2020 £109
I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
£60062/25384.84 - 13222.60k UE
MY DIARY http://forums.moneysavingexpert.com/showthread.php?t=47686850 -
Hopelessly_Hopeful wrote: »My news is that I have just paid off John Lewis so now to 98.98% of DMP plus interest paid off. Two creditors left. Excited. If I can do it anyone can.
Oh yes! It's so close you can almost touch it. Come on my twin! :jLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
Hopelessly_Hopeful wrote: »My news is that I have just paid off John Lewis so now to 98.98% of DMP plus interest paid off. Two creditors left. Excited. If I can do it anyone can.
Wow! Just wow, HH! You are amazing! :T :T
Work conversation wasn't as bad as I expected, a few interesting things came up that have my little brain ticking. Just have to muster up the backbone to act on it and jump in with the big kids. My DFW experience has me convinced that I can - I even asked a proper business question this morning and even sounded like I knew what I was talking about
After all, what's the worse that can happen? I look a little silly and nothing changes but it might just open a lot of new doors if I'm lucky - considering what I've got through in the last year I'm willing to risk looking silly, if it's THAT bad I'll look for another job! Now if anyone has a spare pair of "wotsits" available so I can approach the big kids feel free to send them my way
Kate xLBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
paid pre-DMP £6146paid with DMP £2275
F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount)
Total £9725
Current debt to repay £3,503.13 taking one day at a time0 -
Hopelessly_Hopeful wrote: »My news is that I have just paid off John Lewis so now to 98.98% of DMP plus interest paid off. Two creditors left. Excited. If I can do it anyone can.
Brilliant news HH. How much longer until you are debt free now? Excited? I should say so! Just like a kid waiting for Christmas or maybe a prisoner about to get out of gaol:rotfl::rotfl:Kate_fixing_it wrote: »Now if anyone has a spare pair of "wotsits" available so I can approach the big kids feel free to send them my way
I'd ask Monkeyballs. He might have some hanging around:D:DDMP Mutual Support Thread No. 421
Debt free date 25/11/2015 - Made It!0 -
Brilliant news HH. How much longer until you are debt free now? Excited? I should say so! Just like a kid waiting for Christmas or maybe a prisoner about to get out of gaol:rotfl::rotfl:
I'd ask Monkeyballs. He might have some hanging around:D:D
Thanks all. Bizarrely it's a whole range of emotions just now and am still in the I will believe it when I see it. Yesterday I changed my signature three times, plans ranging from 1 to 3 payments. Waiting on a few things to be confirmed, at best end of July at worst end of September so can't complain.
Have a good dayx
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Ooooh I'm so mad at my TV! Just watched the story on PDLs being capped. Apparently 11% of users will not be eligible in the future - that part I'm pleased about but they go on to spend the rest of the interview talking about where these people would get money from! Not one mention of national debt line, CAB or SC! Just a discussion on loan sharks!!!
The simple fact is that people don't know help is available! I appreciate the FCA probably can't "promote" debt remedies but how is it responsible journalism??? Came across as scaremongering to me. And then they moved on to talking about bloody Superted! It wasn't even clear what the change is!
So the short of it (from my opinion) is that breakfast TV has just told millions "you're up the creek". How hard would it have been to promote links on their website to free debt charities??? They manage to promote their competition every 10 minutes!
Kate xLBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
paid pre-DMP £6146paid with DMP £2275
F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount)
Total £9725
Current debt to repay £3,503.13 taking one day at a time0 -
Hopelessly_Hopeful wrote: »Thanks all. Bizarrely it's a whole range of emotions just now and am still in the I will believe it when I see it. Yesterday I changed my signature three times, plans ranging from 1 to 3 payments. Waiting on a few things to be confirmed, at best end of July at worst end of September so can't complain.
Have a good dayx
Go HH Nearly there :T:T. Utterly chuffed for youDebt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0
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