DMP & Mutual Support Thread - Part 10

Karen777

Powered_By_Pies wrote: »

Well, I've well and truly fallen off the wagon....

Turns out I forgot to budget in my DMP payment for this month, complete rookie mistake and now I have virtually no money to last me the month. I have the £100 I'd put back for the car's cambelt which is now going to have to be used, as well as going down to the bare minimum in expenditure until the next payday.

Kicking myself on this one, I thought I had about £300 more than I actually did! What a monumental ****-up that was!

On the plus side I contacted HMRC yesterday to see if I qualified for a rebate - bittersweet result with that, I'm due a rebate of about £120 but it's going g to take them about 2 weeks to send the calculations and cheque to me. So in theory if I can live on a shoestring for the next few weeks until payday, I'll be able to replace the cambelt fund with the rebate money.

I'm still learning, it seems

I did a similar thing this month. We are all still learning - I think the moment we stop is called death .....

Try not to beat yourself up - this month is a battle not won as well as you might have liked but you are winning the war... or something!!

Kate_fixing_it

I sort of did it too Pies still, 15 days until payday and we're all another day closer to debt freedom

Actually had a fab bonus here! Went to put my loose change in the pot and discovered I had FIVE pound coins instead of three feels like a small lottery win! Going to blow half my "bonus" on raffle tickets at slimming world tonight (wasn't planning to go but I need some cheering up after a very mediocre day at work and as I'm within 3 lb of my target it's a free night out with friends) and save the rest.

Working from home tomorrow so it'll easily be a better day and I have 2 days of "live" Tour de France recorded and some mountain stages this weekend to occupy me - who needs money?

Kate x

Kate_fixing_it

Oh and thank you for your posts today - "Grown ur own Monkeyballs" had me giggling in my break

Are you pair the Brangelina of MSE? Just so we're clear, if my kids ask where the haribo went from the treat box it was your fault

Kate x

Growurown

Kate_fixing_it wrote: »

Are you pair the Brangelina of MSE?

Might be;) :rotfl::rotfl:

Kate_fixing_it wrote: »

Just so we're clear, if my kids ask where the haribo went from the treat box it was your fault

Guilty as charged:D

Monkeyballs

Yep,

At the risk of sounding like a Kilngon STI, you may now call us (or at least I'm fine with) Gowronballs.

A beautiful shortening union of our real names a single all conquering beast has arisen from the debt hell!!!! Hide your children('s Haribo), lock up your Nectar cards for we are Oooooooonnnneeee...

Is that overkill? Let me know GUO

So who's next? Puzzcat and Powered by Pies could maybe be CatPP (snigger, I said PP... Pee Pee gerrit LOL).

*Sigh* I think I've been stuck in my room for too long... I need reintegrating with society LOL

MB of Gxxx

rizla_king

Monkeyballs wrote: »

Hi all,

Just on the off chance that some of you perhaps don't wander too far from this thread I thought I should point out that there are a few "dubious" threads and comments on other DFW threads which seem to be extolling the virtues of fee charging debt management companies...

If you do happen to see any then don't be fooled, nobody is going to be able to arrange anything different or better for you than your free provider and by using a bit of elbow grease

Remember that a newbie saying "I saved loadsa money by using *insert website minus www so it's not a link here* so paying a fee was a good thing!" is probably spam and no better than cold calling be warned, be smart (which I know you all are anyway).

MB of G x

Saw that last night. Was definitely spam as the website was dodgy as hell and not a legit company.

Powered_By_Pies

Monkeyballs wrote: »

Yep,

At the risk of sounding like a Kilngon STI, you may now call us (or at least I'm fine with) Gowronballs.

A beautiful shortening union of our real names a single all conquering beast has arisen from the debt hell!!!! Hide your children('s Haribo), lock up your Nectar cards for we are Oooooooonnnneeee...

Is that overkill? Let me know GUO

So who's next? Puzzcat and Powered by Pies could maybe be CatPP (snigger, I said PP... Pee Pee gerrit LOL).

*Sigh* I think I've been stuck in my room for too long... I need reintegrating with society LOL

MB of Gxxx

Or Powered by Cats...... :eek:

Monkeyballs

Powered_By_Pies wrote: »

Or Powered by Cats...... :eek:

Reminds me of the Cravendale advert... Not on my watch kitty

MB of G x

Puzzcat

Monkeyballs wrote: »

Yep,

At the risk of sounding like a Kilngon STI, you may now call us (or at least I'm fine with) Gowronballs.

A beautiful shortening union of our real names a single all conquering beast has arisen from the debt hell!!!! Hide your children('s Haribo), lock up your Nectar cards for we are Oooooooonnnneeee...

Is that overkill? Let me know GUO

So who's next? Puzzcat and Powered by Pies could maybe be CatPP (snigger, I said PP... Pee Pee gerrit LOL).

*Sigh* I think I've been stuck in my room for too long... I need reintegrating with society LOL

MB of Gxxx

Powered_By_Pies wrote: »

Or Powered by Cats...... :eek:

Mb you are quite bonkers.... I have to admit to lol at the catpp comment..I think powered by Puzz....has a nice ring to it!

Monkeyballs

Puzzcat wrote: »

Mb you are quite bonkers.... I have to admit to lol at the catpp comment..I think powered by Puzz....has a nice ring to it!

Blame the drugs, I'm normally as sober as a judge... Honest...

Hey Puzz, is that a Haribo ring? Are you proposing? LOL

MB of G xxx