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DMP & Mutual Support Thread - Part 10

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Comments

  • Morning all :)

    Couldn't agree more Ellie - and like you Ellie they were especially motivating in the early and mid days when things felt darker at times.

    I appreciate I probably sound as mad as a hatter but I could make anything into a milestone. If I bought a roll of bin liners I'd be working out what position I would be in when I was having to buy a new one etc.

    I still ponder at the spreadsheet everyday to make sure I stay on track.

    HHx


    I still remember you saying you had enough dishcloths to last until you finished your DMP :rotfl:

    Hey I am laughing but you totally inspired me with spreadsheets, milestones and targets and now I would never be without them :T

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • I still remember you saying you had enough dishcloths to last until you finished your DMP :rotfl:

    Hey I am laughing but you totally inspired me with spreadsheets, milestones and targets and now I would never be without them :T

    TTFTM x

    Give over me sloppy twin :)

    Anyway - have you got any of THEM loo rolls left? :rotfl::rotfl::rotfl:

    HHx
  • Give over me sloppy twin :)

    Anyway - have you got any of THEM loo rolls left? :rotfl::rotfl::rotfl:

    HHx


    Sadly not, oh for another T***o 50p off per litre of petrol offer and I would stock up enough for another year .... which should see me well past the end of our DMP :j

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • zenshi
    zenshi Posts: 1,133 Forumite
    Part of the Furniture 500 Posts
    I hope everyone had a fab Xmas. Since I started my new job, my business work went crazy and Xmas Eve was my first day off in around six weeks :eek: Hence no posts from me

    I am however determined to hit the New Year running full speed!!!! I have a few personal challenges that I set myself and will be joining in those on here again
    LBM.....sometime in 2013 £27,056. 10 creditors
    June 20.....£7,587.....3 creditors left 72% paid

    £26,200 on interest only part of mortgage (July 16)...will chip away £17,103
    £49,200 repayment mortgage ( July 16) £37,764
  • Sadly not, oh for another T***o 50p off per litre of petrol offer and I would stock up enough for another year .... which should see me well past the end of our DMP :j

    TTFTM x

    Exciting :)

    HHx
  • Exciting :)

    HHx


    Or sad? :p :rotfl:

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • I didn't buy the sales stuff I'd saved in the baskets. Like you, Sazzie, I quite often do that. I tend to talk myself out of buying things hehe.

    I just spent half an hour setting up my new spreadsheets. I've already put markers on for my six-monthly milestones! :D

    Think I need to call SC tomorrow. I haven't had a welcome pack off them yet and I want to know my log in details.
    LBM 14th November 2014 - Total debt £8,852.54
    Step Change DMP started 01 January 2015.
    DFD June 2020
    MBNA: interest frozen - Halifax CC: interest frozen - Halifax Loan: interest frozen
    Halifax O/D: interest frozen - Barclaycard: [?]

  • New Year, new plans to get interest frozen and build up an emergency fund. My first ever no credit Christmas this year - none at all! Still paying off debts from Christmas past I'm sure but no more new debt is fabulous! Happy New Year everyone. So much support and inspiration here - thank you all!
    DMP since August 2011
    DFD January 2018 hopefully sooner :j
    Debt at start: £98769:eek:
    Debt now: £24993:o
    Paid back: £73776 :j
    Taking it one day at a time:T
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Slothy88 wrote: »
    I didn't buy the sales stuff I'd saved in the baskets. Like you, Sazzie, I quite often do that. I tend to talk myself out of buying things hehe.

    I just spent half an hour setting up my new spreadsheets. I've already put markers on for my six-monthly milestones! :D

    Think I need to call SC tomorrow. I haven't had a welcome pack off them yet and I want to know my log in details.

    Yeah go Slothy; nice work :T
    phoenixx wrote: »
    New Year, new plans to get interest frozen and build up an emergency fund. My first ever no credit Christmas this year - none at all! Still paying off debts from Christmas past I'm sure but no more new debt is fabulous! Happy New Year everyone. So much support and inspiration here - thank you all!

    No extra debt and a bit if debt paid off too, no doubt that has to be worth celebrating. :j. That emergency fund sounds promising too


    Keep staring at the spreadsheet but can't seem to get a milestone out of it this month...aiming high for next month though :eek:
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Slothy88 wrote: »
    I didn't buy the sales stuff I'd saved in the baskets. Like you, Sazzie, I quite often do that. I tend to talk myself out of buying things hehe.

    I just spent half an hour setting up my new spreadsheets. I've already put markers on for my six-monthly milestones! :D

    Think I need to call SC tomorrow. I haven't had a welcome pack off them yet and I want to know my log in details.

    Morning

    Well done on resisting.

    If you want access quicker and you have your SC number you could put your details into the website and press forgot password so they email it to you.

    Good luck

    HHx
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