Mum having to go into care, what should we do with house

stoneman

PasturesNew wrote: »

Not if she's paying her way in the home. She still gets AA.

Yes I have now confirmed this, and she gets the higher allowance which adds an extra £330 a month to the pot.

pineapple123

Just to clarify some points made on here.
People who are self funding have a choice of the home they can reside in. All are expensive some very expensive.
Funded people are generally offered 'cheaper' placements which could involve sharing a room.
Funded people can sometimes reside in more expensive homes if either a family member provides financial top up (be wary of commiting yourself to this) or no other suitable placement is available for there needs ie EMI care which is expensive because staffing costs more.
Usually individuals are funded depending on local set level then assessed via brokerage to recieve the extra funding.
CHC funding also has a limit payment for care but because of its nature based on health needs rather than care needs some people will be funded for expensive care home placements.

Just to note just because a care home costs more it doesnt always mean the care is always better.
Look at cqc website as well as visting the home several times before making a decision where your loved one should go.

Mojisola

pineapple123 wrote: »

Just to note just because a care home costs more it doesnt always mean the care is always better.

Look at cqc website as well as visting the home several times before making a decision where your loved one should go.

I second this.

I wouldn't have let my Dad go into the basic homes I visited but there were also a couple of very expensive ones that I wasn't happy with. There seemed to be a lot of "glamour" to them but nowhere near such good care.

CWSmith

I don't think there is anything wrong in hoping, and expecting that your children might eventually benefit from you - as their parents' lifetime of hard work and careful saving - as opposed to the Government and/or a private nursing home provider benefiting from it.

My mum's nursing home fees were over £3,000 a month (this was about 3 years ago). It was a nice, private home, but it was understaffed (so much so that we, the family, used to help at mealtimes) and the staff were on the minimum wage. My mum probably ate less than £10 a week in food. The only care she needed was to be washed and changed - nothing else could be done with her. How that equated to over £700's worth of care per week is a mystery to me!

I hope and pray that my nemesis will be cancer, or heart disease, or any kind of NHS permitted condition, that might cost thousands to treat and control, but I won't be expected to pay for it.

AdrianC

stoneman wrote: »

I dont need her money. I have done fairly well in my own right. I had already arranged in her will that my portion was to be given to my sister because she has been the one devoted to mum for a long time

Good for your sister. But the ONLY difference between your mother's care being paid for by the taxpayer or from her own resources is whether that money then gets passed down to the next generation.

Just like all other keyboard warriors you wouldn't have the guts to stand toe to toe with me and repeat that.

That looks very like a threat of physical violence.

ViolaLass

CWSmith wrote: »

I don't think there is anything wrong in hoping, and expecting that your children might eventually benefit from you - as their parents' lifetime of hard work and careful saving - as opposed to the Government and/or a private nursing home provider benefiting from it.

That's a bit like wishing that Tesco didn't benefit from my hard work - but by shopping there and giving them my money, I am able to eat. As a result, I benefit from my hard work.

Mojisola

CWSmith wrote: »

I don't think there is anything wrong in hoping, and expecting that your children might eventually benefit from you - as their parents' lifetime of hard work and careful saving - as opposed to the Government and/or a private nursing home provider benefiting from it.

People of my parents' generation who were able to/chose to get a mortgage instead of renting benefited enormously from the dramatic rise in house prices - it was nothing to do with how hard they worked.

pineapple123

The arguement for paying for care or recieving all care free regardless will always continue, their is no right or wrong.
Reality dictates that free care for everyone for life is near impossible to achieve. With increasing expense for an ever increasing living older generation it is unafordable without significant increase of revenue from those working now.

The arguement for paying for care will never be resolved, likewise the fairness of the system, however those of working age now will find funding even tighter when they eventually need care with significant fewer people to look after them.

Torry_Quine

[QUOTE=CWSmith;65723957
I hope and pray that my nemesis will be cancer, or heart disease, or any kind of NHS permitted condition, that might cost thousands to treat and control, but I won't be expected to pay for it.[/QUOTE]

People with these conditions can still end up in care homes paying for their care though. My rleative was one of them.

Morglin

My mum had Dementia, and to be honest, she didn't even recognise her own home, after a while.

I would just do what will bring in the most money -getting NHS funded care is murderous, to say the least.

Looking at the criteria, and after bring assessed, someone practically had to be in a coma before they funded it. :mad:

Best wishes

Lin