Mum having to go into care, what should we do with house

stoneman

KentishLady wrote: »

This should only stop if Mum is being partly or fully funded by her local authority or by NHS continuing care. If she is completely funding her care home fees from her savings/income she should continue to be eligible for her attendance allowance - you might want to double check with one of the dementia charities or age concern.

KL

Thanks I will, it was my sister that told me that, and she has been the one dealing with most of the stuff.

CWSmith

Absolutely agree Pixie5740. What I find upsetting is that vascular dementia is an illness, but one that the NHS has decided it can't afford to deal with, so hard luck!

I can't help but feel irritated that illnesses such as (for example) alcoholism are treated on the NHS. I also think the fact that self-funding nursing home patients can pay double, or more, than those who are not self-funding is grossly unfair. Presumably, self-funders are financing the rest.

Old_Git

before you do anything with the house what is the life expectancy for your mum . Is it weeks, months or years .

What is MEI care ?

AdrianC

Do you have power of attorney in place?

Torry_Quine

Old_Git wrote: »

before you do anything with the house what is the life expectancy for your mum . Is it weeks, months or years .

What is MEI care ?

I think it will be Mentally Elderly Infirm.

Eviesmummy

I went through this just recently with my Grandmother. The one thing it's taught me is that once my daughter is legally old enough, I'll be signing my house over to her (with a clause that me and her dad live in it for the rest of our days). No one should work for their entire life, pay your fair share into the system, yet still have everything that you've worked for taken away from you, just because you need extra care. The fees in these homes are ridiculous.

AdrianC

Eviesmummy wrote: »

I went through this just recently with my Grandmother. The one thing it's taught me is that once my daughter is legally old enough, I'll be signing my house over to her (with a clause that me and her dad live in it for the rest of our days).

You might like to google "deprivation of assets"

No one should work for their entire life, pay your fair share into the system, yet still have everything that you've worked for taken away from you, just because you need extra care.

So, in your case - yes - I, as a taxpayer, should pay for you even though you can afford to pay for yourself?

The fees in these homes are ridiculous.

Yet many are closing because they're unprofitable. How far should they reduce their costs in order to reduce their fees _and_ be profitable?

Eviesmummy

AdrianC wrote: »

You might like to google "deprivation of assets"



So, in your case - yes - I, as a taxpayer, should pay for you even though you can afford to pay for yourself?



Yet many are closing because they're unprofitable. How far should they reduce their costs in order to reduce their fees _and_ be profitable?

At present, as a tax payer, I, along with everyone else who pays tax, am paying care home fees for people that have never done a day's work in their lives. Have never contributed for the system. By the same standards should they be refused care because they've never paid for it?
If you've paid your way all your life, done the right thing, should you not be entitled to a little help in your hour of need?

Have you ever spent any time in one of these places? In my experience (and I've seen many) the hard work is done by those on minimum wage, the food and accommodation leave a lot to be desired, the real winners are the greedy owners who cream off the profits. I've never met a poor care home owner.

ViolaLass

What a clever, long-sighted couple your parents were, to have saved so much that your mother will now be able to afford the care she needs/you want for her rather than being dependent on what the state is prepared to pay.

I'm fairly sure my mother has done the same, and if the time comes, I will happily spend every penny she has giving her the comfort and ease she deserves in her last years.

Eviesmummy

ViolaLass wrote: »

What a clever, long-sighted couple your parents were, to have saved so much that your mother will now be able to afford the care she needs/you want for her rather than being dependent on what the state is prepared to pay.

I'm fairly sure my mother has done the same, and if the time comes, I will happily spend every penny she has giving her the comfort and ease she deserves in her last years.

The care you get is the same, regardless of whether you or the state fund it! Most care homes take both council and privately funded patients. No one is treated any differently.