Little steps to be debt free

lav1979

Last buyer has paid so another £11.00 PAD so total ebay pennies is £32.34 after fees. so 17.7% of the extra £182 has been found. So B'card total -4327.66

Sunday and today NSDs as in work for 12 hours so I am pleased about that.

Swagbucks up to 625 XX

lav1979

Breakfast at Morries this morning with the husband not MSE but time spent with him especially when I have done 2 x 12 hour shifts and he starts four late shifts today. Passing ships !!!! So £7.94 spent but I'm ok with it;). Food spends 15.72 and a new hoodie for DD -7.00 So total spent £30.66 oh also includes Fathers Day cards too.

Balance transfer showing on B'card just waiting it to clear on HSBC so will officially be nil on that.

will try and do a tiny (I mean tiny) PAD later but bank is squeaky however in the black and more money due Friday.

DH has mown lawns, dry washing away, washing on, DH pack up done, DW emptied, lounge polished, banks checked and cards written.

Need to collect DD from nursery:A and ironing :eek:. Also some tennis watching:D

Calling14

Keep at it, I need to do the pad ing thing? Is that payment a day lol

lav1979

Yes it is a payment a day. I think it will be £1.66 today to round up B'card, the banks will just love me xx

Emzilla

Hi Lav

Well done on the PADs - you're doing really well.

Nice to see another tennis fan here too

I'm off to subscribe

Emz xx

lav1979

Thanks Emz
Home after 12 hour day - shattered !!! though NSD.
Hopefully some tennis watching tomorrow
No PAD's Bank too close to nil however money due Friday so PAD that day as will be getting withdrawal symptoms.
Must catch some zzzzzzzzzzzzzzzzzz as up at 6am for an early shift. Joys of the NHS.

Dobbibill

doing great :j #subscribed


keep up the good work!!!


Tiny steps still get you to the end result and I'm sure this will help to keep you focused.


DB

lav1979

Morning All

Been MIA for a couple of days so tired from work, my manager on holiday so I'm doing her job as well as mine. My brain hurts !!!!.

Yesterday was a no spend - today won't be as taking DH for a Fathers day meal. Already decided that was coming out of treat savings, his suggestion !!! who am I to argue. DD was bouncing on his head at 6am so excited to give him his card xx

so to the figures Bcard -4328.48
PAD - 13.59
TOTAL NOW 4313.23

I would like B'card to be 4300 by the 1st July. A nice even number to start the new payment system off. I'm sure I can find 13.23 before then.

Managed to get another £5 amazon voucher from swagbucks so that is £10 in the xmas present fund. Has managed to get DH to sign up to. Hope to have £50 in my account and whatever DH earns too ready for xmas.

Ohh other news HSBC is officially 0 !!!!!

Don't think any more PAD's till Friday as banks squeaky but black. Though do have a tesco refund of 1.41 on its way from online food shop so that is a possibility.

Ordered from kiddicare sale for DD's birthday - play dough and gruffalo dominoes for 6.98 Half price sale on, so pleased about that, a couple of presents sorted. oh did topcash back for 49p lol xx

I'm hoping Monday will be a NSD as in work for 12hrs.

The two items on Ebay didn't sell but went on auto relist, one of the items more winter but the other Brand new River Island top a bit surprised. 100

lav1979

whoops pressed the send button, 100 free ebay listings ending today so no excuses really to put a couple of things on if I can be bothered !!! I know it will help with the PADing. 12 days till payday.

Hope you all have lovely Sundays - off for another cup of coffee, need caffeine running through the veins to tackle the ironing.

lav1979

Evening all

Totally destroyed after a 12hr day on Monday and it was a NSD

No PAD as waiting till Friday though have claimed 2.71 from topcashback
so when that has cleared that will being winging its way.

The usual washing cleaning ironing and shopping here.

Yummy chilli for tea and chicken curry slung in slow cooker for tomorrow as working another 12hr day.

Spent 2hrs making MIL printer work oh the joys

Not much happening and that is not a bad thing, wishing payday was here.

Nearly forgot have reduced EON DD from 92 down to 70 per month, I'm so pleased about this as having been watching usage. So another 22 pounds to fling towards debt though I'm thinking about stashing £15 in another secret emergency fund and the extra 7 towards debt. Any Thoughts ? Have 700 in emergency fund already.

Hope this finds you all well

Must do some swagbucks x