Rear-end shunt.. not our fault..now what?

Happychappy

steampunkmimi wrote: »

There are obviously some very rude trolls out there just now.


Just to redress some incredibly ignorant assumptions: main income earner is at work all day. We're on a very tight budget, with very little room for manoeuvre. We don't have hundreds sitting around to allow us to buy new vehicles of any sort.

Millions are driving older cars because they cannot afford anything else. Why the assumption that if a car is old, it's not important?

Spouse has been looking online for replacement vehicles.

Yes, we've spoken with the legal people. All they seemed interested in was whether anyone had been injured.

No hysteria here. Incredulity at the assumptions that some people make. If everyone whose car were very important were able to drive around in lovely new ones, no doubt there would be more lovely new vehicles on the road. Life doesn't work like that.

I posted last night to ask for advice. Hardly spamming the board, is it?

If you've nothing constructive to say, don't bother.

I totally sympathise with your predicament and understand what you mean about the monetary value of your car, compared to all the hassle and extra money and disruption of finding another car with a busy working life, unfortunately insurance companies are cost cutting businesses and the sooner they close the claim, the more they save.

I have a 24 year old MazdaMX5 (eunos) which I imported 15 years ago, it is immaculate with air con alloys, mohair soft top and hard top, yet it would be valued at less then a grand, if that was involved in a bump, I would end up with a beat up corsa or rust bucket, fortunately it is just the second car and does around 2000 miles a year, good luck but I don't see where else you can go claim wise, it just means making a very quick decision and buying something, hoping it is as described ? Best of luck

ali-t

Op, why don't you say on here what your budget is and what your essential criteria are and you might get some advice about you can get for your band get. That might help narrow down your choices and fit the identified timeframe :-)

Inch_High_2

dacouch wrote: »

Not strictly accurate, a credit hire car or a hire vehicle you fund yourself will not be taken back when the vehicle is written off. The standard is generally for a further seven days use of the hire car from the date the cheque is received to allow time for the cheque to clear and a replacement car to be sourced.

7 days is a week round these parts.

steampunkmimi

Thanks, HappyChappy. We've never rushed a purchase in our lives, and since we don't have the means to rectify any errors, we can't afford to rush this, either. We're doing out best to find something else, because the assessor advised they were almost 100% sure they'd write off the car. What we don't understand is how we're supposed to go and find one if there is no courtesy car once they've taken the write-off away.

vikingaero

If it's an old car, but otherwise roadworthy and reliable, then why not find a mechanic who can fit a secondhand rear bumper? It may not look good but it would do the job.

dacouch

Inch_High wrote: »

7 days is a week round these parts.

Indeed it is, your post indicated the hire car is likely to end when the car is written off but they might be lucky to get seven days.

They would not be lucky, it would be what they would normally be entitled to and in virtually all case the CH company would provide the hire car for seven days after receiving the cheque.

Inch_High_2

steampunkmimi wrote: »

There are obviously some very rude trolls out there just now.


Just to redress some incredibly ignorant assumptions: main income earner is at work all day. We're on a very tight budget, with very little room for manoeuvre. We don't have hundreds sitting around to allow us to buy new vehicles of any sort.

Millions are driving older cars because they cannot afford anything else. Why the assumption that if a car is old, it's not important?

Spouse has been looking online for replacement vehicles.

Yes, we've spoken with the legal people. All they seemed interested in was whether anyone had been injured.

No hysteria here. Incredulity at the assumptions that some people make. If everyone whose car were very important were able to drive around in lovely new ones, no doubt there would be more lovely new vehicles on the road. Life doesn't work like that.

I posted last night to ask for advice. Hardly spamming the board, is it?

If you've nothing constructive to say, don't bother.

How do you define trolling?


Posting something you don't agree with or don't want to hear?

DUTR

steampunkmimi wrote: »

There are obviously some very rude trolls out there just now.


Just to redress some incredibly ignorant assumptions: main income earner is at work all day. We're on a very tight budget, with very little room for manoeuvre. We don't have hundreds sitting around to allow us to buy new vehicles of any sort.

Millions are driving older cars because they cannot afford anything else. Why the assumption that if a car is old, it's not important?

Spouse has been looking online for replacement vehicles.

Yes, we've spoken with the legal people. All they seemed interested in was whether anyone had been injured.

No hysteria here. Incredulity at the assumptions that some people make. If everyone whose car were very important were able to drive around in lovely new ones, no doubt there would be more lovely new vehicles on the road. Life doesn't work like that.

I posted last night to ask for advice. Hardly spamming the board, is it?

If you've nothing constructive to say, don't bother.

OP,I don't beleive the replies have been rude or trolling.
When you have a clear non fault incident, use an accident management company (but it's too late for that now) , if you car is older then you will be in an easier postion to get a similar age condition car, as others have suggested look for a car now so that you can still have your holiday. Incidents are always horrible and it's easy for a car to be beyond economical repair (my rear bumper was replaced and the cost was just shy of £2k) plus the courtesy car hire.

Indeed people's budget's vary, however a repair to a car could come in at a few hunderd quid, so it's a case of loan or savings if any.

A few examples which are under £2k for you
Corolla

Mondeo

Leon

I'm sure all of these and many others will see you good for your holiday, there are plenty of other examples about.

steampunkmimi

as previous.

Iceweasel

Removed as the OP didn't like it.