Rear-end shunt.. not our fault..now what?

steampunkmimi

see above.

YorkshireBoy

steampunkmimi wrote: »

We have...legal expenses cover.

What did they say when you rang them to ask about claiming uninsured losses? You have rung them haven't you?

arbroath_lass

steampunkmimi wrote: »

Hudson, 2 weeks may be enough to buy a car if one is sat at home on one's !!!! all day with nothing else to do. If one works full time (8-6), 2 weeks is absolutely *not* enough time to buy a suitable replacement for a family car (this one has been a reliable family car for many years).

Nonsense, I think your being over dramatic here. I assume you have more money to put towards your car? Why are you waiting for the insurance money? The hire car will be withdrawn when you get your settlement if not before.


Get looking now. We've bought many cars over the years checking the papers on Saturday morning, car bought by afternoon. They were all reliable. Now you don't even have to wait for Saturday, cars are on Gumtree/Ebay etc all the time. It's light in the evenings you could be looking at cars after work.


I do appreciate it is a horrible thing to happen but you're not helping yourselves.

YorkshireBoy

4743hudsonj wrote: »

Is it just me or is 2 weeks more than enough to buy a car?

They're due to travel in 3 weeks (according to post #3), and the accident happened "last week" (according to post #1), so it's nearer a month...a little less perhaps because there's the packing to do!

sinbad182

It's going to be hard fitting in a car purchase between work and making hysterical posts on here

arcon5

If your car is so important why you got a banger?
2-3 weeks is plenty of time. It's light for longer so plenty of opportunity to look at cars in the evening. And you'll have 4-6 days off between now and then. Insurance is as quick as a phone call. Tax as quick as your printer and a trip to post office (although it may come with some tax).

Or get yourself on ebay and buy a banger with a month or so mot. Easily pick one up less than £200. Then sell it

Inch_High_2

steampunkmimi wrote: »

Hudson, 2 weeks may be enough to buy a car if one is sat at home on one's !!!! all day with nothing else to do. If one works full time (8-6), 2 weeks is absolutely *not* enough time to buy a suitable replacement for a family car (this one has been a reliable family car for many years).

It's also the breadwinner's transport. No public transport available, so no car means no job. How does that work? Do the insurance company also ignore the fact that no courtesy car would mean the policy holder would be unable to get to work?

We have comprehensive insurance with courtesy car cover and legal expenses cover.

So the bread winners either at work all day or sat at home cause he's got no car. Which one is it?

tberry6686

How can it take 3 weeks to buy a car ? It's never taken me more than 3 days from deciding which type of car I want and driving home in it, including one that was over 200miles from my house.

dacouch

Inch_High wrote: »

Use of a hire car often ends when they write your car off, you maybe lucky and get a week out of them.

You should be put back in the position you were in before the collision. ie cash for a 14 year old car.

Not strictly accurate, a credit hire car or a hire vehicle you fund yourself will not be taken back when the vehicle is written off. The standard is generally for a further seven days use of the hire car from the date the cheque is received to allow time for the cheque to clear and a replacement car to be sourced.

steampunkmimi

see previous.