Free M&S current account - £100 in M&S vouchers if you switch

myth123

I received my £100 gift card for switching today, my switch date was the 4th of July.

ffacoffipawb

myth123 wrote: »

I received my £100 gift card for switching today, my switch date was the 4th of July.

Me too.


Given the price of M&S clothing and other goods it is more akin to a £50 voucher to spend elsewhere really. Still, it was free, and appreciated.

System

There is no evidence to support that whatsover.
If anything, they would be keener on selling a fee paying account.

MABLE wrote: »

Should have gone for the regular account like me and you would had more chance of being accepted.

karlie88

ffacoffipawb wrote: »

Me too.


Given the price of M&S clothing and other goods it is more akin to a £50 voucher to spend elsewhere really. Still, it was free, and appreciated.

M&S Dine In for £10.



Whole chicken (1.8kg)
Side
Dessert
Wine

MABLE

Heng_Leng wrote: »

There is no evidence to support that whatsover.
If anything, they would be keener on selling a fee paying account.

Ånd there is no evidence to say otherwise:rotfl:

Drp8713

Just tried this, got the 48 hour response message so will see.


I have a Barclays sacrificial lamb account with no DD/SO's and £4.79 in it for the chop if accepted.


Edit, acceptance email received.

pazza2000

I have an RBS instant saver account I'd like to switch. I have an account # and sort code #, though to 'switch' (in branch) M&S is requiring the debit card 16 digit number & I don't believe this account comes with a card. If I switch over the phone, is it possible to not need this number?

Failing that, if I want to be eligible for the £100 giftcard, I'll have to switch my long standing RBS current account which I'd rather not do. Is there a way to trick M&S into thinking it's closed but asking RBS to keep it open. I don't mind moving my DD/SO to M&S but to be eligible they require the account I'm switching from to be closed.

Any advice would be great...?

Thanks

Archi_Bald

You can only switch current accounts, not savings accounts. The old current account will be closed.

Frank121

pazza2000 wrote: »

I have an RBS instant saver account I'd like to switch. I have an account # and sort code #, though to 'switch' (in branch) M&S is requiring the debit card 16 digit number & I don't believe this account comes with a card. If I switch over the phone, is it possible to not need this number?

Failing that, if I want to be eligible for the £100 giftcard, I'll have to switch my long standing RBS current account which I'd rather not do. Is there a way to trick M&S into thinking it's closed but asking RBS to keep it open. I don't mind moving my DD/SO to M&S but to be eligible they require the account I'm switching from to be closed.

Any advice would be great...?

Thanks

Open a new dummy current account solely to be used for the switch to m&s. m&s dont require any dirct debits to be switched but its better to have one just in case. You can move one from your real current account before asking m&s to make the switch. m&s do ask how long you have held the account to which I amswerd I dont remember...I dont think the answer actually matters but its a bit strange if you said last week! I found its easy to open an account with natwest...or you can even ask your current bank for a 2nd current account and juat switch that one. ;p

joey2307

I am interested in switching to the M&S bank account for the incentive, free £100 overdraft and the fact that overdraft beyond that is paid by an interest rate rather than a daily charge.

But my question is: Does it hurt to keep switching? Thanks to Martin and his team I have switched numerous times over the last few years - from Nationwide to Santander to First Direct to Halifax to Santander 123 to Co-op who I am currently with. Made a few hundred quid with no particularly detriment so far as far as I am aware.

I agree with those saying the T&C's with M&S refer to having switched to them before, but it certainly isn't clear.