Shall we get started?

Polly_Wolly_Doodle

Mortgage down by £494.54, must do better.

Have acquired a new mouth to feed (4 legged) and a new tank to fill (petrol swapped for diesel). I may go quiet now while i work out how to make any capital payments this month:o

Polly_Wolly_Doodle

Iron of great use has died, don't know whether to replace with a basic one or the big tank on the floor type it was. It must have lasted about 15 years!

PC is dying to and I don't know if I have everything backed up:o

Oh and new dog can jump, so can older dog but he only manages straight up and down. She can do up across and down the other side:eek:

Have made two ops, one normal and the other half the refunded road tax from changing DH's car:j

CathT

Good to have you back PWD, my iron is useless and could really do with a decent one! Apparently JL have reasonable ones though.

Polly_Wolly_Doodle

Thanks Cath, in the end I went for a £25 morphy Richards from Asda! So far so good actually :money:


Have also unfortunately had to buy a new pc, so struggling a bit as our old one was about 8!! so lots of things have changed but so nice to have a little more speed!


Just finally reached £50 in yougov :beer:, it says it can take 4 weeks to pay out but don't care, just nice to know that will come through:rotfl:


Christmas being a disaster so far, had a really bad knee for a couple of weeks but only got to the Dr yesterday. So now drugged up and not screaming in pain :T


Rellies have all sent money, cheques and gift cards for the children so want to just put it in their accounts rather than buy rubbish, struggling with this...


Need change in 2015, house and income source and youngest will move school.
Need to also buy an excel package as this silly pc doesn't have it.
Are there safe free versions??

Polly_Wolly_Doodle

£5 redeemed from mysurvey:beer: the joys of being at home!

Polly_Wolly_Doodle

Have taken up microsoft's month's trial of Office 365, like the new pc so much has changed i'm struggling. At work we have excel 2010 so not much help but will plod on as I need my spreadsheets!!


Tree finally up and wreath on the door, getting there but don't feel I've got enough or the right things for the children...

Needhelpsaving

Hi pwd, I don't know if anyone has suggested this (still reading previous pages), but two areas you could look at reducing are;

Professional subscriptions - if you are employed by a company (as opposed to SE) it is worth checking whether your employer supports the cost of the subscriptions you may need to do your job (my company does, so it's worth asking).

Also, ask your employer about their eye test policy. Employers are meant to support the cost of eye tests for employees who use display screen equipment, they may well cover some of the cost of your glasses (if required).

The answer to both may well be a no, but it's worth asking.

Polly_Wolly_Doodle

Thanks for those ideas NHS. I'm actually toying with not paying my prof subs for 2015, a) nobody has ever asked for proof of continued membership, just the original membership cert and b) there are others on my grade at work who aren't qualified, so why am I bothering??
I'm also thinking about leaving my job and doing something else and again this would not require prof membership.:j

Polly_Wolly_Doodle

Well as we've both been paid early I've just made the normal op early as well, maybe that'll be another couple of pennies of interest saved:D

Polly_Wolly_Doodle

Ohh the crowdology I cashed in this morning appeared virtually immediately in paypal and when I moved that to the bank it was virtually instant to:j
So have now moved £9.16 to the mort and £9.17 to savings, I love being at home!!