Shall we get started?

Tilly_MFW_in_6_YRS

Morning PWD, I reckon life has never ending ups and downs. However at least on these mad journeys we are on, we know the downs are just part of it.

My house used to be immaculate all the time, two cats, two kids, two dogs later however, it's a struggle.

Mr T and I have just spent a mad hour blitzing - doesn't necessarily look better, just cleaner :rotfl:

Good luck x x x x

Polly_Wolly_Doodle

Well done on the blitz Tilly! I've not been so productive, DD has been reading a set of books by Charlie Higson and now she's got me hooked! Still i will do 15 mins of decluttering at some point:D, also need to get some of their old clothes on ebay:A.

Dh away food shopping so we'll see how well he does!

Polly_Wolly_Doodle

Right back on track, £26.55 from £co, secured loan payment and former IPA payment all added together and split equally between OP and savings, so £381.48 each.
Off to update sig:beer:!

Polly_Wolly_Doodle

Mortgage down by £153.08 from an op of £152.00:rotfl:
Still it's down and the BoE have kept the base rate the same:j

Because the int is added on the last day of the month i really need to make any ops at the start of the month to get max benefit.

Sun is shining and the washing is out:A

Off to listen to Dave Ramsey and keep my focus!

CathT

Keep chipping away PWD, that's money you won't have to pay interest on again. Not sure how old your children are but mine are quite young but I have just opened savings accounts with the Pr1ncipality for them. Not best interest rates in the world but they have a bond and an instant access savings accounts each all with pass books! The good old traditional way and their customer service was fab.

Polly_Wolly_Doodle

Thanks Cath, that's how i remember saving as a child - being scared of going into the big bank! Mind you i probably had it in my head that it was like Mary Poppins!

£co kindly sent £1.71, so i've forwarded it to the mortgage, talk about every little:D

Not a lot else happening, should be doing lots of things but...

Will go and look at the surveys:eek:

Polly_Wolly_Doodle

£3 from my survey, so split between savings and mort:rotfl:

Been an odd week, fab day at a safari park last week and then lots of horrible / irritating changes and niggles at work. But I will focus on it being the way to pay the mortgage and try and ignore the trolls!

Polly_Wolly_Doodle

Not a :money: day. Threw a ball for the dog, he landed on a branch, so is now having an emergency sleepover with the vet. He'll be okay but an out of hours op with two follow ups planned:eek:

CathT

Oh no, hope he is ok this morning.

Coffee_Cup

Hope the dog is okay. Not what you need right now. I understand only too well about crying in front of the kids. Things just mount up sometimes and it gets too much. Hold in there you are now on the upward spiral