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Only freedom will do

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  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    We are also bbqing like crazy... think we managed one in the whole of the last year in Scotland!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • edinburgher
    edinburgher Posts: 13,933 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    earthgirl wrote: »
    We are also bbqing like crazy... think we managed one in the whole of the last year in Scotland!

    We had our second last night :)

    Giving serious thought to buying a 30kg sack of decent hardwood charcoal, but I could be getting ahead of myself!
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!

    Giving serious thought to buying a 30kg sack of decent hardwood charcoal, but I could be getting ahead of myself!


    Steady on - you may already have experienced the whole of the summer! :rotfl:
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • edinburgher
    edinburgher Posts: 13,933 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh wow - our plasterers have done an absolutely cracking job repairing DD's walls - we will use them again :j

    Should be able to start decorating this weekend :)
  • choccielover
    choccielover Posts: 412 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    We had our second last night :)

    Giving serious thought to buying a 30kg sack of decent hardwood charcoal, but I could be getting ahead of myself!

    Haha, one sure way to guarantee a summer of rainy weekends, buy a new bbq enough charcoal to last the summer :)
  • Zola.
    Zola. Posts: 2,204 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Late comer to this thread, read most of it over a number of days!

    Are you still invested with Vanguard Life Strategy Edinburgher? I have just started recently on the 80 platform.
  • edinburgher
    edinburgher Posts: 13,933 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes, still invested in Vanguard Life Strategy. We use the 80% fund to invest for DD and I use a mix of the 100% fund and one of their bond funds for myself.

    I was also quite excited to read about their target retirement funds that are now available through some brokers, a great idea that's quite popular in the US that basically boils down to 'choose your retirement date, invest monthly, leave the rest to us'!
  • Zola.
    Zola. Posts: 2,204 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Are you planning to hold LS for as long as possible?


    Yes I saw that retirement fund, looks interesting!

    I may try to get my partner to invest in this, my pension is decent enough, I put in 4%, the company puts in 6% each month.... whereas my partner only gets a matched 1% or something awful !
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Ed, how are you, your family and your empire?

    I am looking for a bit of advice re calculations, if you get a sec could you look at the last post in my thread please?
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    I was also quite excited to read about their target retirement funds that are now available through some brokers, a great idea that's quite popular in the US that basically boils down to 'choose your retirement date, invest monthly, leave the rest to us'!

    I have my US pension pot with vanguard split into age-64 retirement date and age-59 retirement date. So far they haven't changed allocation as far as I can tell, but that's still more than 20 years away. I do like the "set it and forget it" style, though.
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