We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Only freedom will do

1309310312314315574

Comments

  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Nice work ED got to stay warm and will be a lot more efficient once switched on

    Is it a combi youv gone to ?
    Mine has a wireless temp gauge which is handy so i can move it around depending on where i am in office or living room ect

    Pretty handy
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • lulabelle1
    lulabelle1 Posts: 2,706 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I feel your pain, but you'll be bunch of happy, warm and well fed Ed's when it's all done :)
  • edinburgher
    edinburgher Posts: 14,201 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes LIL, a combi. We're also going for the wireless thermostat, although we politely turned down their offer of an OTT one that connects to my phone etc. etc. :D

    Got all of our replacement socket covers and light switches through, brushed chrome, very nice. Also picked up a couple of external LED lights (not those horrible things with a sensor that blind the neighbours' cat, just a couple of discreet lights to make opening the door a bit easier).
  • edinburgher
    edinburgher Posts: 14,201 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Just had £50 added to my Funding C1rcle account, think that was a referral to OCC? If so, thanks! :beer:
  • although we politely turned down their offer of an OTT one that connects to my phone etc. etc. :D

    Good call. It would make Ace :smileyhea jealous and singing dirges instead of jauntily ...
    Fleabay + Weebuy + Gumfree since started diary 94 items sold, £649.71 clear profit
  • Just had £50 added to my Funding C1rcle account, think that was a referral to OCC? If so, thanks! :beer:

    Yep, got mine today too :) thanks :)
  • edinburgher
    edinburgher Posts: 14,201 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 17 November 2015 at 10:47AM
    Excellent :)

    Have just been referred for another FC-type website based in Scotland (yay!) £150 rewards for investing £1,000 before the end of November, hopefully £15 on top from the person who referred me.

    I am not as diversified as I'd like, but it's a newer platform and the effective cashback of 16.5% should help to cancel the blow of even 2-3 total defaults :beer: From what I can see, their loans are all amortising as well, so I can diversify into new loans each month as payments come in from the others.

    Current P2P total is £11,980.42 @ 12.61% after fees and tax. The rate looks a lot better than it is, referral bonuses are a significant factor at this point :j

    Electrical works to house will cost roughly £2,000 - oh joy! :eek: Still, worse than my feared scenario of a rewire, which would have added at least another £1,000.

    Apologies for being a bit !!!! and not commenting on other diaries over the last month or so, I am just about holding down life/work/sanity/house :o
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ed you might want to reconsider the phone thingy for the heating. DD reckons it's going to save her quite a bit - instead of the heating on a timer to come on at x time every night she can just switch it on when she knows she is going home either straight from work, after shopping or meeting friends etc.

    Crikey, well impressed with the speed you're getting things done!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • edinburgher
    edinburgher Posts: 14,201 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think that might work very well for your DD as a young worker, but we are spookily predictable in our heating needs as a young familly!

    There's a bit in the early morning where DD gets up when it needs to be warm and there's a bit before she goes to bed when it needs to be warm. I'm thinking something like two cycles of 0700-0930 and 1730-2100, with the thermostat set to come on at a temperature that is unlikely to trigger (say only on at less than 18 degrees celsius). Once we replace floorings ambient temperature will likely go up by a degree or so, not hoping to use our fancy new boiler too much! :rotfl:

    Anything more complicated than that is unlikely and if we're away, we'll just turn it off.
  • Iv got mine to come on if the temp drops below 8 deg but iv always had mine set to come on manually

    I have a temp gauge in 4 areas of the house and seems so far the house sitting at around 13-15deg most of the time

    Either way ed in the long term it will be more efficient and save you money
    :]

    Quite a big rewire job to ed that but i know some of the old wiring can be a right nightmare

    in my place all the upstairs light switches where behind the doors haha so had a full rewire myself just feels a lot better knowing its all pukka
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.