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Only freedom will do

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  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    In funny money news, my R@tesetter account is now £50 better off after another referral completed (effectively £15 from referral and £35 from me as we split the difference) :beer:

    Free money is good, but the recent referrals have temporarily dropped my blended rate a little as monthly rates are considerably lower than my usual 5 year terms.

    On the plus side, my Funding C1rcle account rate is creeping up. Considering referring Mrs E for another £100 between us, but the minimum investment of £1,000 is a little rich to throw around casually. Still, it would be a 10% return on the investment, so I may front her the money from my spare cash.

    One of my higher rate lenders has suggested that they won't have any new loans for a while, so will need to sweat the assets that I already have.

    £2,888.67 @ 6.69% after tax is my total for now.

    Spent £40 on a limited edition bottle of whisky :o
  • Good price for the whisky.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks INOD, it was a wee Glenmorange, so fairly mass market. Not usually my sort of thing, but was impressed by their recent Tùsail :)
  • I still have 2 bottles of the 25 year old bushmills Millenium. I paid £14 each in 1990 through a group barrel buy. I just worry that the parasites may neck it at some point.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I have a couple of nice bottles that I am keeping by including a Balblair 1983 (year of my birth). I have never heard of a group barrel buy before :)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have you posted in the right thread KC?

    :o:o:o This is what happens when I don't come on for a couple of days - I was referring to your thread, honest :rotfl:post 2685 up the top, about bank transfers. Ourcornercottage was involved in the convo :A
    2023: the year I get to buy a car
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I thought that was what you meant, just checking that I hadn't deprived someone else's thread of your pearls of wisdom :)
  • I would ask friends family or colleagues if they know of a good osteopath. I have a brilliant guy who clicks me back into position every 10/12 weeks so that I dont suffer the recurring back problems.
    I always think that doctors can only give pain killers and to me pain killers mask the pain so you might be harming your back even more. i prefer to go to a specialist. If you find an osteopath you trust then then they are worth every penny. I never have to go and see him more than once, so not like physio where its ongoing.
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I had already considered an osteopath, there's one just a few streets away :)
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    I have a couple of nice bottles that I am keeping by including a Balblair 1983 (year of my birth). I have never heard of a group barrel buy before :)

    Have you had any luck with the auction yet? :)
    I would ask friends family or colleagues if they know of a good osteopath. I have a brilliant guy who clicks me back into position every 10/12 weeks so that I dont suffer the recurring back problems.
    I always think that doctors can only give pain killers and to me pain killers mask the pain so you might be harming your back even more. i prefer to go to a specialist. If you find an osteopath you trust then then they are worth every penny. I never have to go and see him more than once, so not like physio where its ongoing.

    This seems good advice. :)

    My cousin's husband visits an osteopath every few months; apparently she's very pretty, so not sure whether he goes for genuine reasons or not. From what he's said, osteopaths seem rather expensive (£65 for 30 minutes).
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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