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Only freedom will do

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Comments

  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ouch! Woke up at 04:00 with flipping sore back. Took two ibuprofen, two paracetamol, a hot water bottle and an hour before I got back to sleep on the couch :eek:

    I suppose that's an improvement on 02:30, but back was perversely more sore as I'd slept for longer and it had stiffened up.

    I am sole caregiver this evening for DD, Mrs E is off for her first girl's night out in 5 months. Looking forward to the bedtime routine and baby giggles (have discovered that my pig impression is *hilarious* to a baby) :)

    In money news, R@tesetter are running a great referral promo where both myself and anyone that I refer until the end of October gets £50 when they deposit and invest £500. I found a great little hack which speeds things up significantly (just invest the money for a month (comparable rates to S123) and then withdraw). Not sure where else you can get 10% growth in a month!

    Mrs E now has a R@tesetter account funded by me, and we're both £50 better off :money:
  • JimLad
    JimLad Posts: 950 Forumite
    Part of the Furniture 500 Posts Combo Breaker Mortgage-free Glee!
    I had not thought about P2p lending! I will have to do some research! HAve all your experiences been good?
    Mortgage Free 22/03/17
    MissWillow is my OH!
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 6 October 2015 at 12:20PM
    JimLad wrote: »
    I had not thought about P2p lending! I will have to do some research! HAve all your experiences been good?

    All of my UK experiences have been good (I currently lend with 3-4 different lenders). My only European experience (Bondora) was a total PITA (unexpected costs, fluctuating currency rates, questionable calculations from the site in question, ripoff bank charges).

    I think that one reason that I've had good experiences with British sites is that I always keep myself as diversified as possible, so lots of small loans to lots of people.
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Not surprised that you're waking up with backache if you're sleeping on the sofa.

    Enjoy your evening with daughter.

    Going to have a look at the Ratesetter account(?) / website. Thanks. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Not surprised that you're waking up with backache if you're sleeping on the sofa.

    The sofa is where I go *when* I wake up. Mrs E doesn't deserve to hear me cursing in the middle of the night!
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    ... and there was me thinking you two aren't getting along. ;)

    May be worth getting your back checked out by the doctor, especially if it's not causing you pain in the day.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • R@tesetter are running a great referral promo where both myself and anyone that I refer until the end of October gets £50 when they deposit and invest £500.

    I've been putting off joining RS/FC for months. This seems like an offer that's too good to miss, it may well be the kick up the bum I needed. If you'd like to make another free £50 please PM me the relevant details and your affiliate link :beer:
  • Hi Ed et al!

    I hope you enjoyed your holidays, Ed - it sounded lovely. :)

    I've not been around much as I have moved! :)

    I have a house, but as of yet no Internet so I have to save the bit I have on my phone for important housey stuff.

    I should be getting reconnected next week so I'll be around more then.

    All I can say is that moving was highly traumatic and I am never, EVER doing that again!

    Now I'm a Proper Grown Up Homeowner I'm going to need investment advice.

    Actually, I think I need some money to invest first...

    Oh well, I can dream! :rotfl:

    P.S. Sorry to hear about your back, Ed. Is it muscle or bone?
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Several of my clients pay me by bank transfers now - the first time they do it, I ask them to send me £1, to link our accounts up properly, and then send me the rest :)

    Plus there's paypal - when you join paypal, they send you two amounts of pennies, and you have to prove who you are by telling them how much they sent :D which I think is quite a good idea :j
    2023: the year I get to buy a car
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Congratulations on the more PB :beer:

    I think it's muscle, or maybe a trapped nerve? The pharmacist gave me co-codamol and I'm off to see the doctor on Friday. Not helped by my long office hours at the moment (I'm only in 4 days now).
    Several of my clients pay me by bank transfers now

    Have you posted in the right thread KC?
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