Only freedom will do

lulabelle1

If I have too much coffee I sleep terribly and end up all achy and tired the next morning. I try and limit myself to 2 decent coffees a day - preferably both before midday. It helps. Might be worth knocking any afternoon caffeine shots on the head? (Easier said than done I know.....)

I only discovered your (not so) new diary the other day and managed to blast through some of it today - I didn't even realise you'd become a Dad - massive congrats to both of you, such lovely news (albeit approx 3 months too late!)

edinburgher

Thank you Lula, now you can appreciate why caffeine has become a big influence of late

smallholdingsister

Get well soon Ed.

ourcornercottage

edinburgher wrote: »

Feeling washed out today, my sleep has been incredibly poor on 5 of the last 7 nights. My usual routine seems to be sleeping from 22:30-02:30, then waking up with lower back pain?

I have started to increase my water intake and will switch most of my coffees for tea, so as to improve hydration and reduce caffeine. Not really sure what I can do for the back pain, perhaps it's spending too long at my desk at work and or poor posture? Will try and take more screen breaks.

In my experience, nothing makes you feel more abject than lying in pain in the couch trying to get to sleep!

Onto more positive thoughts, I have requested a quote from a removal firm and our mortgage application has been submitted to the lender.

I have continued with my weekly ritual of sending £33.85 over to Funding C1rcle to take my available balance up to £40. It seems a fitting start to Monday morning FC have updated my expected rate after defaults and fees, which is 9.2%. This drops my blended P2P rate to 6.78% after tax, but I'd rather have more accurate numbers than spreadsheet P0rn that makes everything seem overly rosy. I am expecting £100 to come back from one of the higher yielding lenders who have no real business to send my way, that should pull the average back up at the end of the week :T

Right, back to work spreadsheets

Do you send the FC money by bank transfer?

edinburgher

ourcornercottage wrote: »

Do you send the FC money by bank transfer?

Yes, why do you ask?

ourcornercottage

edinburgher wrote: »

Yes, why do you ask?

Because I'm totally thick and didn't realise you could do that! I though the minimum was £100

edinburgher

That's just for debit/credit cards I believe.

ourcornercottage

edinburgher wrote: »

That's just for debit/credit cards I believe.

Like I said, I was being thick :rotfl:

Sent a little payment by bank transfer. Thanks for the heads up!

edinburgher

If the money gets sent back, don't blame me, I'm only experimenting

ourcornercottage

edinburgher wrote: »

If the money gets sent back, don't blame me, I'm only experimenting

:rotfl:

I won't. I promise!

Edited : read the FC guide and there's no minimum on bank transfers. Can send 1p if you like!