Only freedom will do

Goldiegirl

edinburgher wrote: »

I wasn't entirely sure about North Berwick (or perhaps I should say the sort of person who visits there). While it was very pretty and had the seaside and a lot of shops and services, the only visitors bar ourselves seemed to be rude people 50+ who seemed to think nothing of trying to shove past my heavily pregnant wife! :mad:

Rude old people on holiday is a problem everywhere.


You should see the 'lift rage' on cruise ships! :rotfl:


It's why I use the stairs at every opportunity

Alchemilla

Did you buy muslins Ed?

edinburgher

Alchemilla wrote: »

Did you buy muslins Ed?

We picked up a selection when they were on offer in Ald1, should probably have got more from what I've heard? :eek:

Busymumofthreeplusdog

edinburgher wrote: »

We picked up a selection when they were on offer in Ald1, should probably have got more from what I've heard? :eek:

You can never have too many muslins, however they do wash and dry very quickly

Ed I'm excited for you and Mrs Ed, my eldest has not long turned 16:eek: and is talking future careers, uni etc. her birtH seems like 5 mins ago
Time flies...

edinburgher

You should be very proud of her, took me another 5 years from that before I even realised that I'd need a career. Slow learner

Alchemilla

I have repurposed mine...dyed them purple and use them for polishing ponyplops.

edinburgher

Time for a mini milestone dance - S&S ISA has now reached £££££ with a fair wind from Mr Market :T

I was fairly confident that focusing on assets rather than paying off debt would work in the long term, but I hadn't expected the 'mortgage neutral' option to bear fruit quite so quickly. Mortgage vs. investments/savings gap is now well under ££££££.

ljaneyr

At the risk of missing the point, do you need special furniture? Obviously you need a cot and maybe a chair, but what else?
We will be swapping bedrooms so our room will be the spare room (hopefully nursery). We're chucking all our rubbish furniture when we start building so will need to refurnish when it's done

Karmacat

edinburgher wrote: »

Time for a mini milestone dance - S&S ISA has now reached £££££ with a fair wind from Mr Market :T

I was fairly confident that focusing on assets rather than paying off debt would work in the long term, but I hadn't expected the 'mortgage neutral' option to bear fruit quite so quickly. Mortgage vs. investments/savings gap is now well under ££££££.

Hang on, do you mean what I think you mean? That your investments are "paying" you as much as your mortgage payment, so that you're mortgage neutral every single month???

Ed!!!! Thats fantastic! :j:j:j

edinburgher

Oops KC - think I may have oversold my success there - there's an extra '£' in the mortgage gap figure vs. the ISA total. So no, still very much paying interest. I was just pleased that we've managed to invest c. 7% of our home value in less than a year!

Probably muddying the waters, I meant mortgage neutral as assets vs. debts, not avoiding interest (which is more of an offset thingy)