Bank lost cheque and are denying ever having it.... Desperate and need help!

grumbler

grumbler wrote: »

Personally I imagine the OP as "she", ....

................

FormulaDriven

Goldiegirl wrote: »

The OP must be a male - a woman wouldn't have been so careless with her adminstation!

Do you have any objective evidence that women are more careful than men with administration, or do I need to report a sexist remark?

FireWyrm

Angrywithlloyds wrote: »

I was told by two people that the money was there. Would you not believe someone from the bank, it they told you the same thing?

I wouldnt believe my own grandmother (even if I had one) until I had checked with my own two eyes...twice.

Archi_Bald

FireWyrm wrote: »

I wouldnt believe my own grandmother (even if I had one) until I had checked with my own two eyes...twice.

Don't tell me you are using that new-fangled online banking on the interweb to look at your bank account whenever you want to!?!

FireWyrm

Archi_Bald wrote: »

Don't tell me you are using that new-fangled online banking on the interweb to look at your bank account whenever you want to!?!

I do that too...but I moved some money today via the counter cashier...I told him the account number and sort code to move the money to, then I had him read it back, then I gave him the destination banks' card and made him read the numbers off the card and against the ones he had put into the computer...out loud. Then I checked the printed slip before I signed it.

Hominu

Goldiegirl wrote: »

The OP must be a male - a woman wouldn't have been so careless with her adminstation!

Angrywithlloyds wrote: »

Thanks for your vote of confidence, but is am a she!

I guess that proves Goldiegirl wrong

Angrywithlloyds wrote: »

Would consider photocopying bank notes if you were paying in cash?

No, as bank notes don't have a clearing period, nor are they sent to the issuing bank for processing.

Angrywithlloyds

anotheruser wrote: »

I know this is from pages gone by but...



Yep, completely lost.

Your OP just says "several cheques" - doesn't actually specify how many, the amounts on them or the total amount.
That info still hasn't been posted, so you are deliberately being illusive instead of writing it to begin with. Post 141 is another example where someone has asked you a question and you haven't bothered to answer it.

Plus, the way you have explained it above makes it sound like the car was sold for £10,000 ("the car was 10k"), but you just happened to be paying in some other high-value cheques at the same time - enough money for them to be offering you special accounts.
If I pay in multiple cheques, I will get a receipt for each one (with a printed copy of it) - the teller wouldn't add them all up as they would need to be processed individually anyway.

But you should understand there are two issues here. While you are adamant on the banking issue, the other could be just as costly, but as posted in post 68 - if you're not interested in paying fines, you need to ask the DVLA what you can do.

The whole thing stinks of "something not quite right here", which is clearly proven in the first 2/3 pages, the fact this has dragged on for 7 pages without you giving full, open and honest details (like I asked for in my post) and the fact you don't appear to know the basics of selling a car... all this together with being a new user :S
My wind-up metre is on FULL... what a boring way to have a laugh.

Will end by quoting this, three times to get the point across:

Forgive me for not knowing the basics of selling a car, it is the first time I have sold one.
The whole way the cheques were paid in... If you have an issue perhaps you should take it up with the bank as it was their way of accepting them, I just handed them over the counter.
I didn't just happen to be paying in some high value cheques, the ppi reclaim cheques consisted of two loan, two credit card..(all Halifax), one MBA, one cpp and the car. The Ppi arrived around the beginning of April.. Claims were made at the same time...
FYI Nat West rejected on the non advised thingy... Which seems to be common... So I'll be taking that one to the ombudsman...

The car was advertised on the 3rd March for £10,500.. After lots of calls and emails by many people...inc a few where they wanted to pay by PayPal and send their agent to collect..... The car was eventually sold for £10,000, I was on holiday at the time and arrived back on the 12th April.
The car buyer 'Mark'.. Had already test driven the car before I went away and called to make an offer and bring payment, on the 13th.
The Tuesday... 15th was my first opportunity to take the cheques to the bank.

Are there any other questions you would like to verify my post?

Angrywithlloyds

FireWyrm wrote: »

I wouldnt believe my own grandmother (even if I had one) until I had checked with my own two eyes...twice.

Unfortunately there are some people out there that still trust their banks!

Angrywithlloyds

Hominu wrote: »

I guess that proves Goldiegirl wrong



No, as bank notes don't have a clearing period, nor are they sent to the issuing bank for processing.

BUT...they can still be lost by the cashier, BEFORE they are entered into the system.

JuicyJesus

Angrywithlloyds wrote: »

BUT...they can still be lost by the cashier, BEFORE they are entered into the system.

But a picture of a £20 note doesn't give you any information which helps you get the value of it back. A picture of a cheque meanwhile provides a sort code, account number, name of drawer, amount, date and payee, all of which can in some fashion be used to retrieve the value of the cheque if lost.