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Can I purchase car road tax with a 24hr car insurance cert?

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  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    The DVLA will see they taxed a car without insurance. I wonder if the fine will arrive faster than the new V5C?

    As teh car is not insured you need to SORN it and return the tax otherwise its going to cost you more.
    The DVLA have to allow a week at least to ensure that the databases the interrogate are up to date. If the OP took out insurance 10 mins before getting tax he would still be in the same position of DVLA not being able to find insurance for the vehicle.

    MID is not a realtime database, Insurers tend to update them about every 2 days
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • j3251
    j3251 Posts: 259 Forumite
    Interesting,just rang previous keeper about that,who has advised not to worry as he has a traders insurance policy therefore means the car was indeed insured upon purchasing car tax.

    Didn't realise he had traders insurance,till I rang him 10min ago.
  • j3251
    j3251 Posts: 259 Forumite
    Inch_High wrote: »
    And you drove home without insurance?

    Good lad, you're one hell of a !!!!!!!!ter.



    To drive a car without insurance is illegal!

    After road tax was purchased I immediately took out 24hr car insurance via mobile online THEN drove car legally home.
  • forgotmyname
    forgotmyname Posts: 32,931 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    j3251 wrote: »
    Regarding dvla fine for taxing an uninsured car? You's have lost me?

    Insurance was took out same day after purchase of road tax (within minutes) tomorrow gf shall add car onto her insurance just in time for 24hr insurance expiring.

    You insured and taxed the car for one day the insurance has now expired. So you should SORN the car and return the tax because its no longer insured.
    You have to have tax and insurance or declare SORN and return the tax.

    If it fails to show as insured then you may get a fine for not having valid insurance or SORN'ing the vehicle..
    Censorship Reigns Supreme in Troll City...

  • j3251
    j3251 Posts: 259 Forumite
    Girlfriend insured car few hours before my 24 hour insurance expired.
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