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My road to being a millionaire - I wish

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  • binnie
    binnie Posts: 995 Forumite
    No Lancashire MIT.
    The other day though a gentleman and his wife came from Banff, and it took him 6.5 hours to get to us with a few stops on the way.
    He comes over once a year and does a massive shop. They spend all day there as there is a good restaurant and then another good coffee shop.

    In December there is meant to be some more better bargains. I'm looking out for the Radley stuff and then I can resell them on ebay. :j
    Going to bed for my first early night in ages, really tired now, yawn.
    xxx
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    binnie wrote: »
    I'm looking out for the Radley stuff and then I can resell them on ebay. :j

    I'm going to burnie place - just sold a radley xmas pressie on ebay! Debenhams have money off weekend MIT but I'm not sure if you need a wee card thingy - try and blag it.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Going some shopping next week as skint this week tbh. Getting a haircut tomorrow.............woohoo!!! Working in Glasgow during the week so might take a wee birl into Debenhams and have a look see Cheers x
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just found card MIT - it's 17 - 20th so you might make it ok.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • binnie
    binnie Posts: 995 Forumite
    Good morning everyone, I got up early to say it was my weekend off. Got up at 9am, wow that's a first.
    Listing plenty on Ebay, burning some sausages under the grill as I have been on the phone too long and forgot about them.

    Even paid £5 extra off one of my credit cards, bloomin heck it gets better as the day goes on.
    Sold two books off Amazon which I had never done before.
    Clearing my wardrobe to see what else I can sell then I can have more money to buy nice xmas pressies and pay some more off credit cards.

    Have a nice day all xxx
  • MIT is very sad :-(
    My boys didnt win even though we nearly had heart attacks watching. I went to the pub to watch with a couple of mates and spent a tenner :o . Only had 2 shandies as well lol. Then got a chippy on way home and kids wanted some too( even though they had been fed) so I spent another tenner :o . Kids were moaning again that there was no food ( they really mean no snacky stuff) So I bought cakes and last but not least paid £20 for a haircut :o:o:o . At least I did it all with cash.

    Got my hair cut as I said then proceeded to put on a big sparkly hat with the Scotland flag on it for the footie so all flat now. Was a fantastic atmosphere in the pub even though we were [strike]robbed[/strike] beaten graciously.

    As you can tell I have spent too much today so will have to really really tighten my belt the rest of the week Ach well I had fun and got catching up with wonderful friends. A nice day with no pressure. Here's hoping for many more of them .

    Binnie overpayments always feel great xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Evening all. I love Christmas I just hate all the money we spend on it :D .
    Spent £32 on shopping today. Might actually manage my £200 challenge this month but it is hard going I tell you. Bought some biccies and chocolates from M&S. Biccies were 2 for £5 and chocs were only £2.99 and they are really fab. We got them last year and they were just delish. I have loads of old Aunts and neighbours etc who buy for the kids and I always get them a wee token gift. Will get some more next week. All adds up though.
    My wee mum took me for lunch today yum yum. Then she got me to build a couple of flatpacks for her .......she got her money's worth :rolleyes: .

    Not much to tell on the moneysaving unfortunately as there is no spare at the moment.So so glad I dont know my pin number for my credit card as I could go mad. I am really in the mood for shopping till I drop but managed to look around on here at ebay etc and spend nothing. Bloody hard this but I am soooo scared I end up back where I started after all the hard work I've put in xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • red74
    red74 Posts: 348 Forumite
    Sorry your guys lost at the footie MIT (I may be English but I don't support footie so I'm allowed to be sympathetic!).

    Keep up the resolve with the money saving/plain just not spending. I know you can do it, you're far more disciplined than I am. One thing my fall from the DFW wagon last month taught me is that potentially I think I will always be tempted to over-spend, which is quite depressing (for some reason I think I just thought by getting rid of my debt I'd be cured :rolleyes: ).

    I'm also disappointed that I won't be DF by the end of this year, but on a positive note I've just realised that my debt is now below £1000 - for the first time in about a decade.
    1st April 2008 challenge
    :mad: xmas overspend = [strike]£254.05[/strike] £0:j......cc1 = [strike]£240.78[/strike] £0:j .......cc2 = [strike]£667.47[/strike] £0 :j ...amount owed to ISA = [strike]£1599.90[/strike] £0:j
    TOTAL TO GO = [strike]£2762.20[/strike] £0 !!!:dance: DONE IT DONE IT DONE IT!!!:dance:
  • Red thats fab and you will definately be free next year. Other than a big win I will be here for a long time. Never mind I'll get there. It's not worth it if you dont have to struggle. Humph who am I kidding lol
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • red74
    red74 Posts: 348 Forumite
    lol MIT, dead right, I wouldn't appreciate it if it wasn't for the struggle ;)
    1st April 2008 challenge
    :mad: xmas overspend = [strike]£254.05[/strike] £0:j......cc1 = [strike]£240.78[/strike] £0:j .......cc2 = [strike]£667.47[/strike] £0 :j ...amount owed to ISA = [strike]£1599.90[/strike] £0:j
    TOTAL TO GO = [strike]£2762.20[/strike] £0 !!!:dance: DONE IT DONE IT DONE IT!!!:dance:
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