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My road to being a millionaire - I wish
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Evening all. Transferred £50 today to my main account ro achieve the goals I have set myself. Got £20 to give DD that I owe her. Still owe DS £40 but he will get that later. I have got back into the baking to try and save some cash. There's a cake and candy in the work tomorrow to raise funds for the local hospice so I have made a gingerbread and a chocolate fudge cake. Looks fab and I cabt even have a bit :sad: . Got £3 in luncheon vouchers today so have added that to my £5 a day signature. Going to do a list tonight for ASDA as I want to spend as little as I can. Problem is that next week is a holiday for kids and I have taken the week off too so will need a wee bit more in for snack type things as no doubt there will be mates hanging around all week. Going to do my clicks and surveys now x5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
:j :j :j on a week's leave:j :j :j . I am so happy !! My energy levels need topped up so a wee week doing what I want will be fabulous.
. I nearly had a nsd today but forgot I had to put a donation into the cake and candy to buy the kids and my mum some nice buns and tablet. Spent £1.60. Won't be a no spend tomorrow either as I have to get some shopping. Have promised to take my mum out for the day so ds and I will do that. DD is away until Sunday wth friends so nice quality time with my boy to be had. Might go to the pics in the morning as the kids show is only £1. Will look and see what's on. I don't need to much shopping this week so am going to make a lsit and try and stick to it rigidly. No money in account yet from bingo sites but will pay it off of Sony when it arrives. Will take DS to macDonalds tomorrow for a happy meal with my luncheon vouchers. I dont eat mcd's anyway as I think it is vile.He is a typical kid and loves it. Will hopefully be a nice cheap day out. A friend called me last night to see if we wanted to go ten pin bowling next week :eek: It will cost loads. Have warned her that I am happy to go but no way are we going for food etc which we would normally do. Dont think she was too chuffed but too bad.Right I am away to do another virtual tour of my dream house :rotfl:
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Why do friends/family never accept that we dont always want all this forced spending, like its up to them what we should spend, stand your ground on that one! Hope you enjoy your week off and it doesnt end up costing a fortune.DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0
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Lunar I know it is so annoying. I have £30 left this week and although it would be great to overpay that to something we need some life balance too. So I will use it to go to my friends and to have the day out with the kids. I shopped today and bought some things for their Halloween party and bought lots of food for during this week. Went to the local market and got 4 bags of fruit for £7.50. Astonishing !! I got loads but they were just about ready to pack up so I reckon I got it cheap. Bought some fluffy socks for DD's christmas as she wears them all the time instead of slippers and they are a lovely colour. I had forgotten that my mum had said she would pay half of DD's ski-suit and she gave me that today which paid for the Halloween things and the other couple of 'essentials' that I bought
. This si the first week for a couple of months where I haven't been chasing my tail trying to organise my cash and by god it feels good. Just need to make sure I keep it under control this week. Received £10 into my account today from Scratchcard so have paid that off of SONY card. Waiting until the end of the month to shuffle all my balances around as I am a wee bit lost at the mo as to whAT i OWE WHO:eek: . I think my snowball is correct but will check it against my bills when they come in. I hope everyone is well x
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Got another tenner in from the scratchcards. Paid it straight off of my SONY account. This is starting to feel really productive now. I hope I can continue to make these overpayments as it feels so satisfying. Brings my £5 per day to £56 as well so that's not too bad. Really really going to try and have a nsd today as I am not doing so well in that challenge. Might manage a few this week as we are not at school or work so dont have those expenses to pay for. Going to spend today doing my assignment as it is due in on Friday and I dont want to spend the whole week stressing about it. DD still away with her friends and DS is going to his dad's today so it should hopefully be nice and quiet. Hope you are all well xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Evening. Got some of my assignment done but still need to do quite a bit more. Will need to pop into work and send myself some stuff through e-mail. I wish I had actually looked at it last week as I would have sent it then instead of having to waste time and petrol going into the office again.
Sold a couple of things on e-bay tonight. Just 99p bids mind you but bettert han nowt( just) lol. That nasty person still hasn't paid for thejeans I stupidly posted prior to payment. Hope they dont fit !!
I managed a NSD today Yay! Tired and heading for bed. X5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Well done on the scratchcards MIT and the ebay sales - as you say every little helps!
Have a good sleep and congrats on your NSD x xPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Thanks Penguin. Had a lovely day today. Went out with kids and my friend and her DD. Took them swimming and that's free here during the hols. Kids used their own cash to buy juice and a sweet. I only spent 60p on a can of juice.:D . DS wanted a vampire outifit from ASDA and that was only £3 so all in all a good day. Got £4.34 into my account from Amazon sp paid £5 to SONY. Will hopefully have that one cleared witihn the next month. Need to overpay by £100 to cut another month off of my debt free date. Going to do the sums and see if it is possible as I would be so excited if I managed that.Would love to have paid off the CC's by the end of next year. Doubtful but will go for it at full speed.Might get a wee lottery win :rotfl: . I still have £26 left from my day out budget for this week. Going swimming again on Wednesday so that will be free but have promised McDonald's afterwards as I wouldn't let them get one today.
. A couple of people saw me today and really noticed the weight I have lost
I was very chuffed:D . Hope everyone is doing okay x
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Sounds like a good day - good luck for getting your overpayment sorted.
I love it when people start to comment on weight loss - especially if they dont know you are dieting. It'll be time for a new wardrobe soon!
Enjoy your McD's on Weds! x xPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Lol @ new wardrobe. No need Penguin. I have every size down to a 12 to get myself into. MIght need to buy undies but that's probably about all lol
Forgot to mention I had overpaid ARGOS by a tenner so got DS a new curtain pole as I got loads of blue bed seta and curtains from my mum from him but they were tabbed curtains so needed a new pole. Got it for nothing really
And thankfully Penguin I don't like McD's so will be perfectly safe taking them in there. Not a big fan of fast food. I think it was when I got my gallbladder out a few years ago. If I ate anything that was processed or fatty I was in absolute agony so I just avoided them and I dont like them now. Phew! Thank god5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000
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