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Every single penny counts!
Comments
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Hiya
How's it going Gala ??
I expect you are on half-term now - we have different holidays here in Scottie land - and hope all going okay for you
Hope you have a wonderful week
Lx£10day.2014=3213/2015=3421/2016=3238/2017=2702/2018=498..APR=12.03/300
GrocC.2014=2162/2015=2083/2016=218/2017=1996/2018=450..APR=17.13/200
Bulk buy.......APR=233.76
GC.NSD..2015=216/2016=213/2017=229/2018=39..APR=03/15
SPC130:staradminx61..2014=1178/2015=1287/2016=4616/2017=3843
OS WL= -2/8 ......CC =00......Savings = £13,1400 -
Hello! Yes we had a lovey half term thank you. Well and truly on count down now for baby 3 - 8 weeks to go!
I have been playing ostrich from the debt for a couple of weeks. Sometimes I need to step away from the boards and just have a week off from worrying about it all. We had a lovely couple of day trips which I wanted to do with DS and DD1 before I get too big.
Glad I did now because my blood tests came back as anaemic. I have been so exhausted and in need of daily naps. Hoping the iron tablets kick in soon but not looking forward to the side effects.
I have started maternity leave too...it was th right time!LBM April 2014: Every Single Penny Counts
Overdraft: £[STRIKE]1000[/STRIKE] £580
School Fees: £5500
Barclaycard: £6709.05
Halifax: £5280.560 -
Hi Gala, sorry you are feeling tired, hope the tablets help. You must be due a similar time to me, though this is my first. I'm very disorganised! Sadly my mat leave doesn't start for 6 weeks, but this was my choice I guess
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0% card was £1126.91 / Now £1502.37
AFD March 2/15 NSD March 2/11 :T
Other debts paid since 1/1/14: £17,0050 -
Wow I last update on 5th June! Guess I have been busy!
Well I actually have 16 days to go until my elective csection...will be glad to get rid of the swollen hobbit feet.
I have been doing a lot of thinking over the last 6 weeks. I continue to learn on this debt free journey that it is indeed a journey and not a race. It's more about the little things and making wise choices as well as not being so hard on myself when things don't always go according to plan.
I'm being a bit kinder to myself! Ha.
What I have started doing differently is thinking long term. I had 0 savings as everything was going to paying off debt. This was great until the freezer broke or Christmas came and then I felt completely out of control with my budget. I have now set up several different saving online accounts with the bank and I can transfer money in and out easily and make sure I am budgeting correctly!
Life is good at the moment... I know I will get there eventually but for now I want to enjoy the summer holidays with the children and become a family of 5 in under three weeks! eek! xLBM April 2014: Every Single Penny Counts
Overdraft: £[STRIKE]1000[/STRIKE] £580
School Fees: £5500
Barclaycard: £6709.05
Halifax: £5280.560 -
Hi GaLa15!
I've been awol a while and never caught up properly with your diary. Have done and wow only 15 days to go now for you. I'm at 24 weeks pregnant and so uncomfortable I am envious! I shouldn't but I am wishing the next few months away!
I am a huge fan of online savings accounts for how you are now managing your spends. I found it such a boost to know there was money there for things coming up that didn't take away from that months pay cheque! I need to get back to that though as I have let it slide recently.
Good luck for the caesarean! Hope everything goes swimmingly!Debt Free I FFEF I Building Savings I 2025 Plan:- Regular Savings £9,800/£10,000
- Slush Fund £6,930/£10,000
Save £12k in 2025 - #50 - £16,730/£20,000 (84%)0
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