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Every single penny counts!

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Comments

  • GaLa15
    GaLa15 Posts: 198 Forumite
    :rotfl: No aqua natal class for me - it was too cold this morning!

    Had a good day today. Glad to be home during the day to get some things sorted. Managed to pop to Halifax and get my cards sorted....even little tags like the washing and ironing and just generally keeping on top of the house. :T

    Making good progress with debt 1.
    My weekly goals are working and the 100 square is really motivating. Just wish I could pay it all off by next month :rotfl:

    Anyway - the first debt should be paid by the Easter Holidays - 6 weeks and counting. Then ready to move onto the 2nd debt :T
    LBM April 2014: Every Single Penny Counts

    Overdraft: £[STRIKE]1000[/STRIKE] £580
    School Fees: £5500
    Barclaycard: £6709.05
    Halifax: £5280.56
  • GaLa15
    GaLa15 Posts: 198 Forumite
    £2543 to go of the first debt. Starting to get impatient...wondering whether to start searching down the side of the settee!!
    LBM April 2014: Every Single Penny Counts

    Overdraft: £[STRIKE]1000[/STRIKE] £580
    School Fees: £5500
    Barclaycard: £6709.05
    Halifax: £5280.56
  • GaLa15
    GaLa15 Posts: 198 Forumite
    :rotfl:Found £6 around the house in change....and still have more places to look!! :D
    LBM April 2014: Every Single Penny Counts

    Overdraft: £[STRIKE]1000[/STRIKE] £580
    School Fees: £5500
    Barclaycard: £6709.05
    Halifax: £5280.56
  • lynnejk
    lynnejk Posts: 5,732 Forumite
    Rampant Recycler Debt-free and Proud!
    Hiya :waves:

    Gosh - you are doing so well :T

    Have you got a money-tree ?? What's the secret ??

    Lx
    £10day.2014=3213/2015=3421/2016=3238/2017=2702/2018=498..APR=12.03/300
    GrocC.2014=2162/2015=2083/2016=218/2017=1996/2018=450..APR=17.13/200
    Bulk buy.......APR=233.76
    GC.NSD..2015=216/2016=213/2017=229/2018=39..APR=03/15
    SPC130:staradminx61..2014=1178/2015=1287/2016=4616/2017=3843
    OS WL= -2/8 ......CC =00......Savings = £13,140
  • GaLa15
    GaLa15 Posts: 198 Forumite
    lynnejk wrote: »
    Hiya :waves:

    Gosh - you are doing so well :T

    Have you got a money-tree ?? What's the secret ??

    Lx


    Hello (waving back!)

    I wish...a money tree would be easier. I'm working two jobs at the moment and the second income goes towards my debt. :)

    First job covers bills, food, the kids etc and second job brings the debt down. Not sure how long I can keep it up but baby is due August so motivated to bring the debt down as much as possible x
    LBM April 2014: Every Single Penny Counts

    Overdraft: £[STRIKE]1000[/STRIKE] £580
    School Fees: £5500
    Barclaycard: £6709.05
    Halifax: £5280.56
  • GaLa15
    GaLa15 Posts: 198 Forumite
    Bleugh! Don't want to look back over this diary and see that I moaned through the entire process....but....this is bloody exhausting!!

    Drained today...mainly because I don't seem to be sleeping well, I'm having vivid dreams (joys of pregnancy) and I'm worrying because I want to start to feel the baby kick already for a bit of reassurance (I'm 17 weeks).

    Bleugh Bleugh Bleugh!

    Anyways...on a positive I have hit 54% off my first debt of £5000. Seems like a long one! Will be glad to get onto the Halifax debt of £3200 ish. My 1% will be smaller and I think I'll feel like I'm making quicker headway!
    LBM April 2014: Every Single Penny Counts

    Overdraft: £[STRIKE]1000[/STRIKE] £580
    School Fees: £5500
    Barclaycard: £6709.05
    Halifax: £5280.56
  • GaLa15
    GaLa15 Posts: 198 Forumite
    Right - another week ahead of debt busting! Want to get under £2000 for debt 1 this week. Trying to keep organised...organising food, not making any unnecessary trips in the car etc.

    Hopung for a good week :)
    LBM April 2014: Every Single Penny Counts

    Overdraft: £[STRIKE]1000[/STRIKE] £580
    School Fees: £5500
    Barclaycard: £6709.05
    Halifax: £5280.56
  • GaLa15
    GaLa15 Posts: 198 Forumite
    Woohoo March is off to a good start! Down to £1799 with debt 1.

    Decided this year we are not going on holiday :( but instead we are going to decorate our hallway, living room and baby room. Nothing too expensive and I'll be getting the sewing machine out to make the curtains and some bunting etc. It will be much cheaper than going on holiday and I'll still have something to get excited about!!
    LBM April 2014: Every Single Penny Counts

    Overdraft: £[STRIKE]1000[/STRIKE] £580
    School Fees: £5500
    Barclaycard: £6709.05
    Halifax: £5280.56
  • GaLa15
    GaLa15 Posts: 198 Forumite
    Woohoo down to £780 - I can almost feel the weight lifting!! Almost!

    Well the plan is to thrash the debt this week - every single item of clothing I no longer need is going on eb@y. :rotfl:

    Happy to say that I have found the shift from Sainsbuy's to Lidl absolutely fine - and happy to be saving a few extra pennies. :T

    It's going to be an exhausting week with extra work but looking on the positive side. Going to take it in my stride! :cool:
    LBM April 2014: Every Single Penny Counts

    Overdraft: £[STRIKE]1000[/STRIKE] £580
    School Fees: £5500
    Barclaycard: £6709.05
    Halifax: £5280.56
  • GaLa15
    GaLa15 Posts: 198 Forumite
    edited 9 March 2015 at 2:01PM
    :)So....the plan for today! Let's see how much I get through!!

    Things to do

    1. Clothes on eBay (8)
    2. Ironing (7)
    [STRIKE]3. Clean kitchen (1)[/STRIKE] :)
    4. Bank (12)
    5. Validate my pin (13)
    [STRIKE]6. Look at accounts (11)[/STRIKE] :)
    7. Savings plan (14)
    8. Frog tape (10)
    [STRIKE]9. Hoover (4)[/STRIKE]
    [STRIKE]10. Carpet cleaner (6)[/STRIKE]
    11. Muffins/Dinner (9)
    [STRIKE]12. Clean out the fridge (2)[/STRIKE] :)
    [STRIKE]13. Clean out the conservatory[/STRIKE] (3) :)
    14. Start planting vegetables (27)
    15. Buy bags of compost (16)
    16. Lidl shop (15)
    17. Clean upstairs (5)
    LBM April 2014: Every Single Penny Counts

    Overdraft: £[STRIKE]1000[/STRIKE] £580
    School Fees: £5500
    Barclaycard: £6709.05
    Halifax: £5280.56
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