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New beginnings, New start ...

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Comments

  • mooomin wrote: »
    Can I ask why you're paying your dad back right now when you're in such a tricky situation? Would he be willing to wait a month or two?

    Other than that, have you checked local charity shops etc for the kids clothes? You can get loads of bargains on Facebook selling sites locally too and kids clothes often go really cheaply.

    Good luck!

    He's been good to help me out, but he won't tolerate a late/unpaid date of paying him back :o I don't want to risk it as he won't help me out again if I'm late or anything.

    I haven't checked the charity shops just yet as I've avoided town with 3 kids in tow :rotfl: when both are in school and just the baby with me I plan to go have a nosey. I've looked on selling sites but most seem miles away and I don't drive I plan to keep looking though :) Thank you for replying x
    Time to start again :o
  • dawnybabes wrote: »
    Have you tried asking on free cycle for the kiddies clothes ?

    I've never heard of Free Cycle off to have a look thank you :)
    Time to start again :o
  • Morning O-L Just catching up :)

    Have you tried the boot fairs for kids clothes? Otherwise as others have suggested the charity shops, FB selling pages and freecycle. I don't buy my kids new all the time as they outgrow it so quick it's a waste of money. If it is new it's usually basics from George (@MR A) or te$co as they are pretty cheap but quite trendy. The other bits usually come from the charity shop. I got DD a beautiful gypsy style skirt from one the other week and she practically lives in it, well worth the £2.50 :) (and it was from M&S so pretty good quality)

    Hope you have a lovely day today xx
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Morning O-L Just catching up :)

    Have you tried the boot fairs for kids clothes? Otherwise as others have suggested the charity shops, FB selling pages and freecycle. I don't buy my kids new all the time as they outgrow it so quick it's a waste of money. If it is new it's usually basics from George (@MR A) or te$co as they are pretty cheap but quite trendy. The other bits usually come from the charity shop. I got DD a beautiful gypsy style skirt from one the other week and she practically lives in it, well worth the £2.50 :) (and it was from M&S so pretty good quality)

    Hope you have a lovely day today xx

    Thank you :)

    I am watching now on lots of sites/Facebook.
    I do have a next account but I don't want to use it :rotfl: We can manage for now. If he does pay maintenance when he is paid I will use that to get there clothes. I'm quite lucky in the sense they don't grow quick DS has been in 3-4 for over 2 years :rotfl: and DD in her size for a similar amount of time and the baby is sorted for the next 6 months at least with the amount of things my friend passed on x
    Time to start again :o
  • Morning all :)

    New week new start back to feeling positive.

    Ex still doesn't want to come back :( but has said he will pay maintenance

    I have downloaded the YNAB trial but right now its so confusing ... so that's today's plan before going to sports day for eldest :)
    Time to start again :o
  • How are you getting on with the YNAB? It took me 2 trials to get it :o And there are still a few bits I don't understand but just don't seem to have the time to watch the tutorials.

    Have you sorted out with ex how much maintenance he will pay? Hope it's enough to cover any shortfalls you might have in the budget. xx
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • How are you getting on with the YNAB? It took me 2 trials to get it :o And there are still a few bits I don't understand but just don't seem to have the time to watch the tutorials.

    Have you sorted out with ex how much maintenance he will pay? Hope it's enough to cover any shortfalls you might have in the budget. xx

    I think I like YNAB too much :o Its addictive :o

    Hmm I'm not sure on the maintenance. I mean I'm grateful for anything. He says he should pay £80 a month does this seem right do you know? x
    Time to start again :o
  • Lucy5781
    Lucy5781 Posts: 745 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    You can work out the rates somewhere on the Direct Gov website I think.

    Hope it helps
    Lxx
    Credit Card & Overdraft Debts Jan 2012: £16,000+ :eek: [STRIKE] Credit Card & Overdraft Debts Sep 2013: £13,023 [/STRIKE]
    DRO Completed: 30/09/2014 :T
    30/09/19 - Details now dropped off debt register. :o

    My Diary - http://forums.moneysavingexpert.com/showthread.php?t=4202761
  • I think £80 for 3 kids is pretty insulting and I would expect at least 25% of his take home pay. If he refuses go to the CSA. In fact give them a ring anyway as they will work out what he ought to pay and then you can still do a private arrangement so that neither of you have to pay charges.
  • Thank you I will have a look, I don't want to be greedy though .. x

    Thanks again :)
    Time to start again :o
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