Fail to stop, is it worth reporting

henrygregory

rs65 wrote: »

The police won't be interested unless an offence has been committed or someone injured.

I didn't think they would have been interested, but when I described what had happened, they said I should report the other driver. I made it very clear that I had not hit him or vice versa. They said it was a fail to stop and he should have pulled over.

It seem the MSE trolls are out in force this morning and seem to be hellbent on painting me out to be some kind of dangerous driver looking to report someone who did nothing wrong.

Quentin

Why would the driver stop? No collision and no reason to stop.

You seem anxious to do the right thing so report the damage you did to the kerb and inform your insurer of the incident so that they can expect a claim from the kerb's owner, as well as put it on your record and take it into account when fixing your renewal premium.

matttye

henrygregory wrote: »

I didn't think they would have been interested, but when I described what had happened, they said I should report the other driver. I made it very clear that I had not hit him or vice versa. They said it was a fail to stop and he should have pulled over.

It seem the MSE trolls are out in force this morning and seem to be hellbent on painting me out to be some kind of dangerous driver looking to report someone who did nothing wrong.

The way that you described the incident to the police must've been different to how you described it to us, because I don't see how any sensible person would conclude that the van driver should've stopped.

How could they possibly have known that you scraped the kerb? You said yourself there was no collision between you and the van. No reason for them to stop.

We're not trolls just because we disagree with you. I think you drove badly in this incident. Sorry but that's my honest opinion.

henrygregory

matttye wrote: »

The way that you described the incident to the police must've been different to how you described it to us, because I don't see how any sensible person would conclude that the van driver should've stopped.

How could they possibly have known that you scraped the kerb? You said yourself there was no collision between you and the van. No reason for them to stop.

We're not trolls just because we disagree with you. I think you drove badly in this incident. Sorry but that's my honest opinion.

Incorrect again, I described the incident exactly as I had in the OP. I made it VERY clear that the driver of the van did not stop, but that I would not have expected him to as it was not as though I had driven into a telegraph pole. It was not as though I explained the story completely from my side, I made it very clear that if I had been driving the other way I would not have stopped as once round the bend, I would have seen nothing in my mirror anyway. I said that he was quite far over, despite having a trailer with a smaller width than the van. The officer I spoke with said I should report it as a fail to stop. Before I did and waste any tax payers money, I decided to get a second op on here as I didn't think it would be worth the trouble.

I get the feeling that the greater majority on here want to tell you how you should have done something when they have not been in the situation themselves. The incident has occurred, therefore commenting on my style of driving does nothing to help with my OP. I wanted guidance on if it was worth following through on the officer's advice. I think the first two or three posts have been helpful in identifying that no, it is not worth it. The rest have not answered my question in the slightest and have just clogged the thread with irrelevant opinions.

henrygregory

Quentin wrote: »

Why would the driver stop? No collision and no reason to stop.

You seem anxious to do the right thing so report the damage you did to the kerb and inform your insurer of the incident so that they can expect a claim from the kerb's owner, as well as put it on your record and take it into account when fixing your renewal premium.

I checked the curb, there was no damage to it. The damage is to my alloy wheel as mentioned in OP. I also thought it strange the officer would have asked why the other driver did not stop as I thought you were only supposed to if you came into contact with each other.
The initial purpose of my call to 101 was just to report an incident so I had a reference as in the past when I made an insurance claim, I was asked for a police ref no and I have never informed them. Simply trying to follow things by the book this time.

rs65

henrygregory wrote: »

as in the past when I made an insurance claim, I was asked for a police ref no and I have never informed them.

What was the previous claim for?

matttye

henrygregory wrote: »

Incorrect again, I described the incident exactly as I had in the OP. I made it VERY clear that the driver of the van did not stop, but that I would not have expected him to as it was not as though I had driven into a telegraph pole. It was not as though I explained the story completely from my side, I made it very clear that if I had been driving the other way I would not have stopped as once round the bend, I would have seen nothing in my mirror anyway. I said that he was quite far over, despite having a trailer with a smaller width than the van. The officer I spoke with said I should report it as a fail to stop. Before I did and waste any tax payers money, I decided to get a second op on here as I didn't think it would be worth the trouble.

I get the feeling that the greater majority on here want to tell you how you should have done something when they have not been in the situation themselves. The incident has occurred, therefore commenting on my style of driving does nothing to help with my OP. I wanted guidance on if it was worth following through on the officer's advice. I think the first two or three posts have been helpful in identifying that no, it is not worth it. The rest have not answered my question in the slightest.

Yes but the incident happened because of YOUR DRIVING. This is what you don't seem to be getting. The van is a much wider vehicle and is towing a trailer. It's understandable that he needs to leave a gap between the van and the kerb, especially as the trailer can swing around.

Your logic about not stopping because you wouldn't be able to see what's behind you is completely flawed. You can't just keep travelling when there's an obstruction in front simply because you can't see what's behind you. You must slow down / stop and negotiate the obstruction, and trust the other drivers behind you to do the same. Also, that's a hypothetical situation. You COULD see what was behind you and you STILL DIDN'T slow down or stop.

When the van failed to leave you enough room, you should have slowed down or stopped, not continued to travel at speed.

Quentin

Be prepared for your claim to end up as a fault claim meaning no ncd awarded for this year, loss of your excess, reduced ncd (unless protected) and increased premiums for years to come.

Do dummy quotes online with and without this claim on your record to see what difference it makes to the premium

matttye

henrygregory wrote: »

I also thought it strange the officer would have asked why the other driver did not stop as I thought you were only supposed to if you came into contact with each other.

So if someone drives directly at you and you had to take evasive action and career into a wall, you don't think they're supposed to stop?

henrygregory

rs65 wrote: »

What was the previous claim for?

An Eastern European couple slammed their brakes on in front of me for no reason and I nudged their bumper as I was not expecting it. They got out and were very apologetic. They checked my car for damage and were very helpful. I informed my insurer of the incident but made no claim as there was no damage to either of our vehicles. Two months later, a claim for personal injury came through for both involved at £15,000 for each person plus their car was now apparently damaged. When I say nudge, I really do mean a very slight knock on the bumper, like the sort people do in car parks. There was no damage inside of the boot, underneath, nothing. They were claiming for severe injuries, the woman said she was having chest pains and was pregnant. My insurer asked for the police ref number at this stage. I never called the police as I assumed you didn't need to unless someone was injured. I explained all of this to my insurer and they were fine about it but refused my requests not to pay them claimants off as it was clearly a fraudulent claim. They said it would cost too much to defend me even though it was quite clearly a fraudulent claim. Since then, any incident involving my vehicle, I inform the police of so I know I have done my bit, I also went straight out and bought a dash camera.