We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Janey's Journey to Becoming a MFW

1596062646571

Comments

  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Hope your cold gets better soon.


    Weird weather this year. I'm sure summers in the old days had several weeks of warmth and sun, not isolated occasions like it is now
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Goldiegirl wrote: »
    Hope your cold gets better soon.


    Weird weather this year. I'm sure summers in the old days had several weeks of warmth and sun, not isolated occasions like it is now

    Yesterday was definitely an isolated occasion! Its been cold and misty today :(


    My cold is still hanging around, not helped by the fact that I accidentally took a night nurse capsule this morning instead of a day nurse :eek: I felt like getting back into bed straight away as my brain was obviously not working even before I took it. I felt totally zonked all morning :o

    Only 2 reports to write now :j:j:j But I do seem to have some kind of strain in my wrist from typing. Dr google suggested I stop typing and rest it for 48 hours :rotfl::rotfl::rotfl:

    x
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Hello :)

    It was my birthday yesterday and I'm feeling a bit fed up about the whole thing. I really thought we would have started a family by now. I'm trying not to dwell on it though because I can tell my DH is disappointed too.

    Anyway, we have been working really hard to get our house ready but there's still so much to do. We've decided to move in when it's just barely habitable because it is driving me insane living with my mum. She really is not an easy person to live with and I'm desperate for our own space. Luckily I'm getting quite good at getting up and down a ladder but I draw the line at a flushing loo :rotfl:

    Going to try to sort out some paperwork now, it's threatening to take over :eek:

    Janey x
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Forgot to mention, British G@s connected our new meter on Monday although it's not connected to anything inside the house yet. I had a quick look at the Cheap Energy Club and it looks like we could save a good chunk of cash when we switch. I've been holding off from switching our electricity supplier for a while as I wanted to get our gas connection sorted and do it at the same time.

    I'm also looking forward to a nice refund too as we're using virtually no energy at the moment but still paying the direct debit. Just checked and we're over £100 in credit.

    Janey x
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Happy birthday for yesterday :) I hope you get what you want asap xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Happy birthday for yesterday :) I hope you get what you want asap xx

    Thank you :) Me too - I'm very impatient!
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Hello :)

    I'm feeling completely exhausted after working on our house for three days in a row. Today I had a good sort out in the garden and moved a LOT of timber that had come out of the house to make it dog safe. We definitely have enough wood to see us through the winter :) I just hope my accident prone pup doesn't hurt himself. I did my best to hide all rusty nails!

    Our budget is all updated. I just need to ring the garage tomorrow and book the car in...again. Really hope they can do something about the leak, otherwise it's going to be very pricey. We also need to buy road tax which is £145 for the year and our insurance is due next month.

    I've been stashing lots of pennies in the jar :)

    I had some cash and a voucher for my birthday so I've ordered some things I've needed for a while from n£xt.

    Finally, I've started 'Project declutter...again' as I'm beginning to think about packing up and moving again. I want to do it bit by bit and have started with the small drawers and top of the chest of drawers.

    x
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Hello :wave:

    It's been a bit quiet around here recently as we've been so busy with the end of term and building work. We are now almost one week into the holidays and are still staying with my mum. My poor DH is working such long hours but everything takes so long when he's also working full time in his day job. I'm hoping we can get sorted in the next two weeks.

    I haven't been much help this week as I'm enjoying yet another summer cold and cough! It would be easier if the weather was warmer or sunny occasionally but it's grey grey grey here at the moment.

    I have
    * fully decluttered and sorted all of our belongings at my mum's in preparation for moving.
    * taken a bag of clothes to the chazza
    * transferred yet more money to the building account and will need to save more :eek:
    * renewed car insurance with same company for less than last year including legal cover and no claims protection.
    * Paid for another year of road tax
    Other than that I've just been researching materials ordering downlights, buying kitchen floor tiles, researching carpet etc

    Off to catch up on some diaries

    Janey x
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    I feel like I'm on a roll now!

    After much research, I have switched our phone and broadband from $ky to Plusn£t for £192.87. I have paid upfront and this is approx. half the cost of our old package. I should also get £50 cashback which makes it an even better saving! Only downside is we have to change our number but the only person who rings it is our elderly neighbour! I am concerned about by ability to learn a new number though :rotfl:

    We will continue to use our sky tv package until we have watched all our saved programmes. My DH has a music video with his old band saved on the box which he wants to save somehow :rotfl: I plan to get a youview recorder box and start using that for new recordings until we cancel $ky. The one I've chosen is about £175 and will allow us to get Nowtv when we want to watch sky shows (we are addicted to Game of Throwns and The Walking Dead :o)

    Although this will be expensive this month, we will have beaten the cost of Sky for a year in just over 6 months and then the box is ours to keep :T

    My next step is to get DH to OK the box I have chosen then order that.

    Now onto our electricity and gas providers...
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • Lots of the women on the ttc thread swear by the clear blue fertility monitor.

    Wishing you luck xxx
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.