The Big Adventure

misscousinitt

Have a good day.

Good luck with phoning the tax office.

MCI

Goldiegirl

misscousinitt wrote: »

Have a good day.

Good luck with phoning the tax office.

MCI

After speaking to an automated service, and then waiting in a queue for about 20 minutes, I finally spoke to a human, and got the answer I wanted :j They've processed the refund in the last few days so I should get the cheque shortly, for £99.33, which was the figure that I had calculated.


My attempts at eBay listing were a bit glitchy, so, by the time I'd worked out a workaround, I only managed to get two listings prepared. I think I'll try again this afternoon.


I did a bit of research on will-writers, but I think we'll probably go to a solicitor in the end.


Our affairs are quite straightforward. I would leave my estate to Mr Goldie, and vice versa. Likewise, we would act as executor for each others will.


But the problem arises when the survivor eventually dies. We have no children and we are both only children, so we haven't got many relatives to call on to act as executor, and I wouldn't want to lumber any of our friends with the task. So I think it'd be necessary to appoint the solicitor to act as the executor. Maybe not MSE.... but we'd be dead by that time, so we wouldn't care!


In the event of my being the surviving partner, I want to leave a sum to a very good friend, and then I want to split the remainder between 4 charities. I have cousins, but the ones I'm in touch with don't need any more money (IMO), so I'd feel happier about my selected charities having the benefit of the money.


I've mentioned to Mr Goldie that he needs to think about what should happen to his money if he was the survivor, and then I'll book an appointment with the firm of solicitors I have in mind, a very long established firm that I'm familiar with


I bought myself a jumper from the M&S sale yesterday. I noticed it when I went out yesterday morning, as it was one I had liked earlier in the year. It was still there when I went out at tea time, so I took that as a sign that it was meant for me! I've used money in PayPal from clothes that I've sold.


This morning we've been doing some work in the garden to get it tidy again after our week away.


We can start to turn our attention to our week away at Christmas, so we'll book our car in for parking at Southampton. This is free as it was the 'perk' that we selected upon booking.

misscousinitt

Great result with the tax office!

Most of the dealings with them have been ok once you get through...

It seems like a morbid subject, will writing, but it is so essential. I am so glad that my Dad had made a will - makes it so much easier for those left behind.

Nice buy on the jumper - must have been meant to be! It reminds me that I have a New Look voucher given to me on my birthday to send.

MCI

GreenNinja

Hi Goldiegirl.

I just stumbled onto your thread today and am up to page 5! Really enjoying the read, interesting as I have often wondered how much is enough to live on when you are retired etc. I am the grand old age of nearly 48 and have 3k left to pay on my mortgage so am thinking about ways of dropping my hours slightly as have worked fulltime since the age of 20 (several part time jobs between the ages of 14 and 20) and never had kids either, as I'm finding the nearer I get to 50 the less I want to work full time!

I also live near to the New Forest (about a 20 minute drive) and I agree its a gorgeous place :jxx

Habibiboo

:wave:

Glad you're back and all's well Goldie!

I'm with you on the Will thing, it's something that's on our must-do list while Mr. Hbbb is off for the summer. You could also say it's on our bucket list ...

Hope the back to work thing isn't too grim tomorrow. x

Watty1

Good work with the will planning. Mr Watty and I made wills when we moved in together. I had had a partner before I got together with Mr Watty die leaving me with a freezer full of homemade beefburgers and his house mortgaged to the hilt with his mother living in it free of charge for life and the house reverting to her with no way to pay off the mortgage. I was determined never to go back to those dark messy days ever again so despite Mr Watty thinking it odd, a condition of living together was we both made wills and we knew what was in each others. I plan to alter mine at some point but need to do some research as like you, in the event of Mr Watty going first I would like to leave the lot to a charity rather than as per my current plans. Just need to do the research first.

Habibiboo

:wave: Watty ... spooky moment there!

Watty1

:wave: to Habibiboo as our paths cross

Goldiegirl

GreenNinja wrote: »

Hi Goldiegirl.

I just stumbled onto your thread today and am up to page 5! Really enjoying the read, interesting as I have often wondered how much is enough to live on when you are retired etc. I am the grand old age of nearly 48 and have 3k left to pay on my mortgage so am thinking about ways of dropping my hours slightly as have worked fulltime since the age of 20 (several part time jobs between the ages of 14 and 20) and never had kids either, as I'm finding the nearer I get to 50 the less I want to work full time!

I also live near to the New Forest (about a 20 minute drive) and I agree its a gorgeous place :jxx

Hello, thanks for dropping by. I've just gone back to page 5 to see what I was doing then. Can't believe I'm on page 16 already. It's been a bit a roller coaster ride since then, but I'm really pleased that I started my diary when I did, as I've charted my progress through a significant period in my life.

I was certainly ready at age 50 to drop my working hours, and I was really lucky with redundancy happening at that time, which helped me make the transition. I'd got to the point where having time was more important than having the money.

I've never wanted to go back to work full time. In fact my current job is an interruption to my otherwise enjoyable life!

It's a difficult question - how much is enough to live on in retirement. But I think having slightly less money is far outweighed by the benefits of having freedom from work.

Habibiboo wrote: »

:wave:


Hope the back to work thing isn't too grim tomorrow. x

I've got the Sunday evening feeling x 3 at the moment!

It probably won't be that bad, but I'm not sure I can remember how to do anything relating to my job:o

Goldiegirl

Watty1 wrote: »

Good work with the will planning. Mr Watty and I made wills when we moved in together. I had had a partner before I got together with Mr Watty die leaving me with a freezer full of homemade beefburgers and his house mortgaged to the hilt with his mother living in it free of charge for life and the house reverting to her with no way to pay off the mortgage. I was determined never to go back to those dark messy days ever again so despite Mr Watty thinking it odd, a condition of living together was we both made wills and we knew what was in each others. I plan to alter mine at some point but need to do some research as like you, in the event of Mr Watty going first I would like to leave the lot to a charity rather than as per my current plans. Just need to do the research first.

I'm sorry to hear that you lost your previous partner.

But the beef burgers were a very unusual legacy!