The Big Adventure

XSpender

De lurking to say that I suffer from sinus pain and your symptoms, especially the ache in your top teeth, sound similar to what I suffer with. My face aches and I feel all groggy

I don't get on with decongestants but find a few minutes with my steam inhalator (plastic thing from b00ts) with a little bit of v1cks or olbus oil in it and a couple of pain killers (if it's bad) does the trick.

I enjoy reading about your retirement; I hope my own retirement will include lot of walks, NT visits and the odd cream tea too (I would had to have had the scone with lots of cream and jam though)

Karmacat

An inhaler is a good idea! Bowl of hot water with a teatowel, of course

Erm, I was a bit worried about the sick in the bathroom :rotfl: but I understand now! And yes, I did that last year

Goldiegirl

:rotfl::rotfl:Yes, that should have read sink, not sick. What an unfortunate typo, and a very unpleasant thought! :rotfl::rotfl:


XS, (good to see you by the way), that was exactly what it was like - when it first started I was incredibly tired and groggy. I have some Olbas oil in the cupboard, so if it happens again I'll give myself a good steam.


As it turns out I'm better again today, just a bit of residual sensation really. If it was something wrong with my teeth, I'm sure it'd have got worse rather than better, so I'm now very optimistic:)


I've got five days of free listing, and some things that my friend gave me for eBaying, so I'll be doing a bit of listing each day.


This afternoon we are going to make a key lime pie. It's just something we fancied for a change

greent

ANother sinus-pain sufferer here - I find a steam even without any oils helps (although I'll occasionally add myrtle and a little lavender)


x

shala_moo

Goldiegirl wrote: »

I've managed £9.74 of contactless card spending on my TSB card, so that's 0.48p cashback so far!:T

I thought you needed to spend the whole £100 for the month to get a £5 cashback..not 5% on all transactions up to £100, so I dismissed it as there's no way i'd do that.

That'll teach me to read things properly!!

Thanks for making me realise that wasn't it at all..:D

Hope you're feeling better x

Goldiegirl

I'm pleased to say that even the lingering residual aches have disappeared now


We've been sorting out travel insurance today.


Previously, we've had our insurance as part of the M&S Premium Club. But they won't cover me under their block policy for Menieres until I've been free of symptoms for five years.


I must admit, as I've been really well, I travelled under the M&S policy when we went away in Europe earlier this year, but as we're off for 5 weeks in February, including the USA, I needed to get this properly sorted.


We have been paying £20 a month for the M&S Premium Club. We've now discontinued the travel insurance element, so we now pay £10 per month - we've done the sums and the benefit of the club is still worth more than £10 per month to us.


Over the last week I've been doing various online quotes. The best one I came up with for what we want (includes worldwide travel, cruise cover, allows a longer time away, and reasonable reviews) was £125, so we've bought a policy. The monthly outlay is about the same. Not a saving, but I'm comfortable with what we've purchased. However, I went through £Co, so we'll get some cashback.


Over the weekend, I managed to sell on eBay an old coat of mine which no longer fits, for £16, which I thought was quite good.


I've got various things belonging to my friend listed - so over the next week or so, I should get a few more sales in the bag.


It's turned a bit cold today. When the hot water comes on the radiators will warm up, but I think we are getting near the point of turning the heating on during the day!

Karmacat

Thats a really good policy, Goldie! Of course, you're younger than me, but when my mum goes to France for 2 weeks with my sister, and stays in my sister's cottage, she pays a couple of hundred pounds for the insurance, and thats through a specialist broker - possibly another reason to do as much travelling as you can while you're still young

Goldiegirl

Karmacat wrote: »

Thats a really good policy, Goldie! Of course, you're younger than me, but when my mum goes to France for 2 weeks with my sister, and stays in my sister's cottage, she pays a couple of hundred pounds for the insurance, and thats through a specialist broker - possibly another reason to do as much travelling as you can while you're still young

Some of the people on the cruise forum I participate in pay up to £700 for their travel insurance:eek:, due to advanced age, long haul travel and various health conditions.


It's certainly MSE to get your travel done when you are (relatively) young!


Due to an east wind and no sun, it's chilly today, so the heating is now officially on. Also, Mr Goldie has managed to hurt his back (leant forward to tie his shoelaces and his back 'went') so I thought it was best to keep his back warm.


We've been doing some financial pondering.


Our 5% Nationwide rate finishes in a couple of weeks. What we've decided is, we'll switch our Nationwide accounts to M&S, for the £100 gift card bonus for each account, and we'll have access to the 6% monthly saver.


The money in Nationwide can go gradually to our TSB monthly savers and our new M&S monthly savers.


We're going to open a joint TSB account, so some of the money can be 'parked' there, while it's waiting for transfer, and will earn 5% interest.


Then we'll open another Tesco current account each to 'park' the rest of the Nationwide money.


In January, we'll have a three year fixed rate account which will mature. This will ultimately pay for our 'big' holiday in Feb 2017. In the meantime some will go into the new Tesco accounts, then I think we'll have to move on to BOS for current accounts for the rest.


I'm glad I've written it down, so I can refer back to this if I forget!

Watty1

Re the sinus issues. Google Netti pot and see if you could try that? Tried in on recommendation of yoga teacher and it did help. Have one in the bathroom now

Karmacat

I have *got* to get going again on switching accounts - there's a lot of money I'm leaving on the table. Grrr. Must do better.

What time of day do you do your financial research, Goldie?