We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Big Adventure

1157158160162163248

Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    GG I saw a post by you somewhere about cruises where you talked about a company called Poland - am I dreaming as I can't find any trace of it?

    Thanks.

    GG x
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Watty1 wrote: »
    Re the sinus issues. Google Netti pot and see if you could try that? Tried in on recommendation of yoga teacher and it did help. Have one in the bathroom now :)


    If it comes back, I'll investigate. Although I saw a picture of it, and I think I'd get a fit of the giggles if I tried to use it!:rotfl:
    Karmacat wrote: »
    I have *got* to get going again on switching accounts - there's a lot of money I'm leaving on the table. Grrr. Must do better.

    What time of day do you do your financial research, Goldie?


    Just after lunch. I think that's when I'm at my intellectual peak (although it's difficult to notice these days!:rotfl:) I don't do mornings and I get tired in the evenings, so early afternoon is when admin type things get done.
    gallygirl wrote: »
    GG I saw a post by you somewhere about cruises where you talked about a company called Poland - am I dreaming as I can't find any trace of it?

    Thanks.

    GG x


    I don't think it was me - I haven't heard of a company called Poland. I've Googled it and couldn't find anything likely.


    EDIT - I searched the forum too, and couldn't find anything.


    I think you may have been dreaming!


    although dreams can be quite real. The other night I dreamt that Ewan MacGregor wrote me a letter, and when I woke up I was convinced it was real! :rotfl:
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • I'm definitely an evening searcher. Saying that I need to sort out house insurance in the next week or so, and haven't yet.
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thanks GG am dreaming as usual - not about Ewan McGregor though :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    I've started on my financial plan.


    This afternoon I've applied for an M&S current account and the 6% monthly saver. Mr Goldie has also applied.... I told him I was doing it on his behalf!


    It appears that an immediate answer isn't given, and we get an email within 48 hours.


    We're having a fairly quiet week. Mr Goldie's back is still painful, so we've managed a few short walks in between rain showers.
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    edited 15 October 2015 at 6:25PM
    We've both received an email from M&S bank, asking us to call them.

    We both did our callback - they just wanted to confirm how we'll be be paying money in (from Halifax account), and where the money originated from(pension).

    As I started typing this message, my email pinged, and I got confirmation that I've been accepted. Hoorah! :T

    Mr Goldie is off to check his emails

    Edit - he's been accepted too. What a relief, I get curiously nervous about applying for current accounts.
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Hello,

    Like you I have M and S, Tesco, TSB accounts as well as a FD 6% saver, and my nationwide recently finished. I have a RSB vantage current account too which pays 3% up to £5k. That is worth a look. All good fun shuffling it every month!

    Have a good evening,

    Squirrel x
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, just been catching up. Your finances are so orgganised GG amd your spending thoughtful. Those decisions not to spend add up to a good amount over a month. I really need to get organised with higher % accounts and regular savers.

    Your cruise sounds fabulous too and the point about travelling whilst young. Too often we are all of the mindset that things can wait.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wow. Got to get used to doing the money shuffle to take advantage of this stuff. Must Try Harder.
    2023: the year I get to buy a car
  • greent
    greent Posts: 10,808 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Karmacat wrote: »
    Wow. Got to get used to doing the money shuffle to take advantage of this stuff. Must Try Harder.


    And me, KC. OH and I have current accounts with 2 financial institutions - we have been with one since 1987 and the other since 1989:o and we only had 2 different ones because we were staff at those respective banks! I have just switched one sole c/ac to M&S (£100 gift card hopefully making its way to me in the next few weeks! :T) and we've opened a Co-op one to switch our Lloyds c/ac to - although haven't started the switch process yet...:o - we're a bit rubbish! I do also plan to switch our other one (and investigate better places for our savings accts) - eventually........:o:D


    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.