misskl wrote: »
Ok, so I know this question depends very much on circumstance, but I'm trying to get a general picture of what is considered 'average' in terms of how much a 30 year old (no mortgage) has.
I'm almost 30, and slowly getting out of debt, but have a VERY minimal amount of savings. I've always been boom/bust when it comes to money, and I love spending money- a habit that will have to change!!
I wish I could do a straw poll amongst my friends to see how much they all have saved up, but I don't feel I can (we keep our finances so under wraps in this country!)
Basically, I'm clueless. But I'm thinking as a good start, to have:
Emergency fund: 3-6k (six months expenditure)
House deposit: 10k
Fun fund (holidays, etc): 2k
I'm basing this on the average UK salary, which I think is 25k.
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