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House Buying: Important Threads
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My partner and I are in the process of buying a home together. It is my first home but he already owns 2 properties. Currently he lives in one and the other is rented out. The flat he is living in now will also be rented out in the near future as we are just in the process of changing it to a buy to let mortgage.We have been sent an invoice from our solicitor's today stating we will still have to pay £5.5k stamp duty and we were so disappointed as we thought the stamp duty holiday it would apply to us.Can you answer this for me... if both of his properties are rented out does the stamp duty still apply to us? or even if the flat is not rented out currently but will be in the near future can we claim the stamp duty back if we pay it now on the new house? It is all so confusing. Also all the properties are below £500k.Many thanks0
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angel1066 said:hi all
so how many of us are now caught in being miss sold new houses that are meant to be freehold but we now have to pay a maintenance fee to outside maintenance companys that can put up fees without doing any work???
is this the next big miss selling thing ??? hope so as this needs to be stopped asapTHIS! OMG! I NEARLY offered on a house and someone mentioned maintenance fees. They are uncapped and, if you are not happy with the "service" and refuse to pay once you have bought the house ' they can LEGALLY take your house! This is a massive scam and AFAIK not many are aware of it + the estate agent was definitely NOT forthcoming when I asked about it ) .
"how many of us are now caught in being miss sold new houses that are meant to be freehold but we now have to pay a maintenance fee to outside maintenance companys that can put up fees without doing any work???
is this the next big miss selling thing ??? hope so as this needs to be stopped asap"1 -
Really useful thank you-1
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Hi, thanks for the information. Does this work everywhere or just in specific places?
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Generally England and Wales, as there are different laws in Scotland.Emma41 said:Hi, thanks for the information. Does this work everywhere or just in specific places?
Best off starting your own thread if you have specific questions.Mortgage started 2020, aiming to clear 31/12/2029.1 -
We have just had our 2nd viewing on our house and received an offer. Our sale price is £320.000 they have offered 307.000. We have found a flat we love! it is £300.000 and the owner MAY accept 295 if we are lucky! What do you think I should accept for ours? I think the offer for our house is too low, what do you people advise? Gosh my head is a whirl lolWhen man sacrifices the Love of POWER for the Power of Love, there will be peace on earth.0
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gatita said:We have just had our 2nd viewing on our house and received an offer. Our sale price is £320.000 they have offered 307.000. We have found a flat we love! it is £300.000 and the owner MAY accept 295 if we are lucky! What do you think I should accept for ours? I think the offer for our house is too low, what do you people advise? Gosh my head is a whirl lol
Best off starting your own thread if you want specific answers.Mortgage started 2020, aiming to clear 31/12/2029.2 -
I thought I had! I do dislike this new format! can't find anything
When man sacrifices the Love of POWER for the Power of Love, there will be peace on earth.1 -
We have just had our 2nd viewing on our house and received an offer. Our sale price is £320.000 they have offered 307.000. We have found a flat we love! it is £300.000 and the owner MAY accept 295 if we are lucky! What do you think I should accept for ours? I think the offer for our house is too low, what do you people advise? Gosh my head is a whirl lol
When man sacrifices the Love of POWER for the Power of Love, there will be peace on earth.0 -
gatita said:We have just had our 2nd viewing on our house and received an offer. Our sale price is £320.000 they have offered 307.000. We have found a flat we love! it is £300.000 and the owner MAY accept 295 if we are lucky! What do you think I should accept for ours? I think the offer for our house is too low, what do you people advise? Gosh my head is a whirl lol
Nope, try again. Come out of this thread and go into the main part 😉
https://forums.moneysavingexpert.com/categories/house-buying-renting-selling
The new thread button is near the top.Mortgage started 2020, aiming to clear 31/12/2029.3
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