This is it *ping* lightbulb!!!

kindofagilr

I’ve decided to do the penny challenge as well this year alongside my other savings plans, there is a nice PDF here to print off and mark off your deposits xx

https://skintdad.co.uk/wp-content/uploads/2016/01/Skint-Dad-1p-saving-challenge.pdf

pennywisepoundstupid

kindofagilr wrote: »

I’ve decided to do the penny challenge as well this year alongside my other savings plans, there is a nice PDF here to print off and mark off your deposits xx

https://skintdad.co.uk/wp-content/uploads/2016/01/Skint-Dad-1p-saving-challenge.pdf

This is brilliant thanks, I have printed it off and put it into my journal.

kindofagilr

pennywisepoundstupid wrote: »

This is brilliant thanks, I have printed it off and put it into my journal.

You’re welcome, it’s fab isn’t it xx

Willowtree222

I've tried to do that for about 3 years, but always end up failing. x

Homegrown0

Ooh, I've seen this challenge before but I'm already doing the sealed pot challenge so wonder if I'll end up with competing pots if I try to do that?

It has always appealed to me actually but never got round got trying it. Let us know how you find it along the way!

kindofagilr

I will do I don't often have cash in the house so I may struggle with that aspect of it, but we will see, I am back at work on tuesday so will print off the sheet then

I just signed up to YNAB (again) going to give it another bash, my friends linked me to a youtube tutorial and he makes sense so we will see if it's gonna work out for me, I got 2 months free trial from clicking his link

Kids had their swimming lesson today, I somehow forgot to pay for last term, so had to pay £250 today :eek:

I am off work on Monday (I wanted a day to myself when the kids went back to school and OH to work lol) so I need to pop to our bank and the kids bank to put our cheques in that we got for Christmas

I hope everyone has had a nice day xx

Willowtree222

A day off for you will be lovely when the kids are back in. I always find i get so much more completed when little one is in school. I don't feel as guilty doing all the jobs I need to do.

Yikes for the swimming lessons, that's a lot! x

Homegrown0

Wow - that unexpected swimming bill is painful! Hope you were able to cover it without too much grief.

Enjoy your day off tomorrow- sounds like bliss!

abba1772

Ouch to the swimming bill x

kindofagilr

I know, thankfully we had it in the bank, just means I can't put any in savings this month

I've done all the housework jobs for the day, was killer waking up to an alarm this morning lol and the house feels so quiet with only me in it!!!

Not much planned now, I have sky movies via nowtv till the 13th, so I need to watch maze runner 2 today (I got a sky store voucher which bought that with) and maze runner 3 is on the movie channels

Going to chill and watch movies which I crochet, hen once I've got kids need to do their tea and make hot pot for me and OH

Have a good day all xx