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  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    I can’t remember how to change my avatar a photo so I’ve changed it to a stock one, the one I originally had was 8 years old lol xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • I can’t remember how to change my avatar a photo so I’ve changed it to a stock one, the one I originally had was 8 years old lol xx

    On the subject of avatars...does anyone else find that they can only see certain people's avatars and others don't show up? Its really odd. Never used to be like that. I actually do have an avatar picture myself, but when I post I can't see it. Very strange.
    DMP 2015 £57,549, now £36,112 (37% paid)
    EF £200 Mortgage OP's this year £115

    There's a Great Big Beautiful Tomorrow, Shining at the End of Every Day!

  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    I can see your avatar :) its the sunshine and a boardwalk i think?

    One of my cheques has cleared (do they clear at different time depending on which bank the cheque originated from? as I sent them both on the same day lol) so I budgeted the £20 to my petrol category on YNAB. When the £50 clears that needs to be budgeted to my groceries category, my dad also owes me £20 which he said he is paying me on monday that needs to go to my groceries as well, then we will have money for shopping on 27th :)

    CHB is due in on 28th so £40 of that is for petrol till pay day on 30th+31st, and we have £30.07 worth of bills due out before payday (but after the 28th), so we will have £67.53 left over to go forward into Feb budget (this never happens lol I never have money left at the end of the month, and that's just since using YNAB from the 6th

    No word at work yet whether overtime if on, they are rubbish and often don't tell us till thurs/fri

    Have a good day all xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • Ooh yes, that is my avatar. Its weird...I can see it if I go into my settings, but not on my posts. Must be something to do with the settings on my computer...I will ask OH, he is the computer guru! LOL:rotfl:
    DMP 2015 £57,549, now £36,112 (37% paid)
    EF £200 Mortgage OP's this year £115

    There's a Great Big Beautiful Tomorrow, Shining at the End of Every Day!

  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    I can't see avatars on any profiles either - on my phone or my laptop. Weird!

    Glad you've got some money coming in to balance the last bit of the months budget.
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    That's weird isn't it, I wonder why some can see and some can't?

    WE HAVE SNOW! not loads, but it tipped it down when I got back from dropping the kids off at school, I have dug out my snow boots incase it's bad when I pick the kids up (I will take the kids with me for them to change into)

    Our £50 cheque cleared this morning so I have budgeted that into the groceries on YNAB, I need to amend the food order to take some things off that we already have in.

    I have done a wash, which is on radiators, tided the house, put the clean clothes away and emptied the bins

    I did Day one of T25 when I got back from taking the kids to school and boy are my muscles feeling it, I did it last year from April till Tenerife but then didn't get back into it so my fitness is back to sucking lol, I plan on doing it 4 days a week, and I am also saving for a good foldable treadmill

    Just made myself a latte and now I am going to watch a bit of tv :)

    Have a good day all xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Wow! Snow? I just spoke to a colleague in Yorkshire who had snow this morning too. Its definitely cold enough where I am to snow. Freezing!

    Nice to see your fitness goals - I'm still powering through gym classes 2/3 times a week plus a run so let's hope that motivation stays a while.
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • Ooh, hope we don't get snow. I hate having to go out in it. Always worried about slipping, even though I have snow boots and some of those grippy things to put on the soles.
    DMP 2015 £57,549, now £36,112 (37% paid)
    EF £200 Mortgage OP's this year £115

    There's a Great Big Beautiful Tomorrow, Shining at the End of Every Day!

  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    It's sooooo icy outside now, thankfully none of us slipped on the school run, hopefully the last bits will melt today, although there is sun, it's zero degrees so maybe not lol

    Man, my legs and butt is killing lol I can barely bend down to pick up off the floor or sit down easily lol BUT I still did day 2 of T25 when I got back from dropping kids off :) whoop

    Going to stick a wash in, do the dishes then have a coffee lol

    Have a nice day all xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • I hate it when its icy. Would rather stay indoors than risk slipping over. I have Osteoporosis, so have to be very careful as I could fracture a lot easier if I fall.
    DMP 2015 £57,549, now £36,112 (37% paid)
    EF £200 Mortgage OP's this year £115

    There's a Great Big Beautiful Tomorrow, Shining at the End of Every Day!

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