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Morning all,
How is everyone today?
Not much on the cards today, BIL and SIL are wanting to come around, I am not sure what time (hope it's not soon as I am not even dressed and OH is still in bed the lazy so and so)
Sunday Dinner for tea later.
Kids are kinda driving me demented with their squabbling already! I am at work this week then off for two weeks, need to think of things to do in our two weeks off
Have a good day all xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Morning all
What's everyone's plans today?
Housework for me and the kids today, I am now off work till the 15th August woo hoo, OH isn't off till the 6th August, so me and the kids will be doing local things (I don't drive) probably lots of drives and pokemon hunts lol
Had an email off sky earlier in the week offering me free broadband for a yearso I rang them to check if I could have that offer as well as the offer I already have and they said yes, and I asked them to remove the evening and weekend calls (we don't even have a home phone plugged in) as we were paying £4 a month for that, so my bill has gone down even further
so in total now we have sky for £30 a month cheaper than what were paying for 12 whole months so I am pleased with that
I hope everyone has a good day xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
thats amazing about sky
x
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Morning all
Well that's most the school uniform ordered, £47 in Next, £22.50 in Asda, will cost me £55.65 at Emblamatic this afternoon (where we have to get the book bags, jumpers, cardigans and PE kit from) and will need £70 for Clarks (unless I find some offer codes etc).
I've also ordered a 3 pack of sistema twist and sip bottles from amazon (for £10) as DD needs one and they can both have a spare/use one for home, but I had a amazon voucher to pay for that.
I appear to have caught a cold I couldn't stop sneezing all day yesterday but I assumed it was hayfever, but I def feel like I have a cold this morning
Waiting for asda to come, and OH to get up! then DS has swimming this afternoon, and we need to get the school jumpers etc, I need to stick a wash in, the weather looks nice for drying, and have a general tidy up
Spent hours in the metro centre yesterday spending some of my birthday money, got myself some perfume and a sports bra, now I finally have everything I need to start running, I just need to start the actual running lol, I have downloaded the C25K app to get me going
I hope everyone has a good day xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Woo hoo, that's all the school uniform purchased
I got their shoes from brantano (clarks shoes still) with a 20% code, also ordered their name labels, and we got their jumpers, book bag and PE kit this afternoon
I need to sort DS wardrobe out to make a space for her uniform now.
Also asda came this morning and I've overpaid with my spare £11.07 yay
And best news, DS did so so so so well at swimminggot his first badge from them
he's only had 3 lessons with them, I have so much praise for them, they are doing awesome with him and he is doing so so well, he "swam" the full width of the pool today with his hands/arms out straight in front of him in a arrow shape and face in the water and kicked all the way across the pool, she said his kicking is fantastic, and that she is 95% sure he will get his next badge next week
xx
Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Well done to your sonDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Woo hoo, just had a free Nandos for tea
OH works above a shopping centre and there is a Nandos opening there this week, and today they were giving out invites for free take out
He got me a chicken wrap, macho peas, corn on the cob and a drink, it was lovely, I had never had one before, having said that I don't think I would rush back as that would have cost £12.55, but it was definitely nice for free lol xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Morning all,
What's everyone up to today?
Weather looks nice again, so I've got our bedding in the wash, will hopefully be dry and back on the bed for tonight (we have spares but this is our fav set so we like to try and get it back on the same day it's washed lol)
I am sick of my hayfever thoughit's driving me mad, I end up sneezing most of the night and the morning, even when I take an antihistamine!
Not sure what else we are doing today
Have a good day all xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
kindofagilr wrote: »Spent hours in the metro centre yesterday spending some of my birthday money, got myself some perfume and a sports bra, now I finally have everything I need to start running, I just need to start the actual running lol, I have downloaded the C25K app to get me going
I have started the C25K too, did exactly the same and went and purchased a bit of running gear. I run around the school playing field where they have a 400m grass track. I'm finally at week 5, about to embark on my 8 min solid running ..yikes! Have missed the odd week here and there due to motivation but seems to be ok when I restart..need to get into good habits and find that motivation for my 6am run!
Hope you are well? You appear to be keeping up with the debt busting which is great, well done you! ..I have been AWOL for a while but now time to knuckle back down! x#4 DFBXMAS24 - £2,322.85/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar0 -
Great to see you back Blubella
And that's great that you have been running as well, I can't wait to start, but I think I will wait till sept when DD starts preschool cos then I will have two days a week that I have 2 hours free a day.
Good luck for your 8 min runI am sure you will ace it!
Thanks hun, I have been feeling a bit meh about it cos I haven't really managed to overpay much, but at least it is coming down on it's own with the minimum payments, we seem to have just had some expensive months the last few months.
I saw yesterday that the BOE rate dropped, so I am hoping that means the mortgage will drop too, if so that would be an extra £10 a month off something
Not sure what we are doing today, need to go to asda to pick up a prescription for hayfever stuff, I am really hoping it works cos the hayfever is killing me this year
Have a good day all xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0
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