We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
This is it *ping* lightbulb!!!
Options
Comments
-
well done you
xx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Hey all
My baby started preschool today!!!!! How is my baby old enough for preschool already!!!
She went for an hour today with me, she was due to go for an hour on her own tomorrow then her normal 3 hours on her own on friday, but as soon as we got there today she just went off and played, wasn't even bothered if I was there or not lol, so the teacher has said she can start her 3 hours from tomorrow if I want, which I have decided to do.
She cried when we left cos she didn't want to leave
It's gonna be weird, for the last 6.5 years the kids have been with me 24/7 (except when I am at work) so it's def going to be weird them both not being here!!!
Time needs to slow down lol xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Hope today goes well : )xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Thanks Monz
It went super well, she loves it, no tears at all about going, she just runs into the classroom and sits on the carpet for registration and waves goodbye, bless her, I now have 2 days a week where I have no children to look after for 2 hours a day, I should be doing housework but so far in the four days that I have had 2 hours I've sat and watched the tv lol, in my defence 2 of the days I was loaded with cold, I felt super ill.
Not much going on with the money plodding along, paying the minimums etc, I think I will stop overpaying till new year now, as christmas is coming soon and I haven't done as many survey's as I wanted.
I am off to London in March to a walking dead convention, I am SOOOOOOOO excited, the two main people I want to see have been confirmed as going, Jeffrey Dean Morgan (who plays Negan) is the one I am most excited about I have loved him for years, he was John Winchester in Supernatural and Denny Duquette in Grey's Anatomy, and Norman Reedus who is Daryll in the walking dead are the two I want to meet the most (most of the cast has been announced as going, except andrew lincoln but he apparantly doesn't confirm attendance till nearer the time) Anyway, Photo ops are on sale a week today, apparently Norman Reedus sold out in 30 seconds last year so I've got to be quick to get them, and JDM and NR are the most popular so everyone is going to be going for them, so fingers crossed I manage to get them next week xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Aw that sounds so much fun
x
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Wooooooooooooooooooo Hooooooooooooooooooooo
I managed to get photo ops for Jeffrey Dean Morgan, and Norman Reedus!!!!! SOOOOOOOOOOOOO excited!!!
Can't wait to meet these beautiful men
Need to contain my excitement till March
In other news my son got his 5 metre badge in swimming yesterday woooo hooooo! He's doing so so awesome since we switched his classes, he has only been going for 12 weeks.
Started savings for centre parcs this month, gonna put £50 a month away and that should give us enough for activities and food when we are there, the holiday itself is already paid for
Made my final payment on my washer this month too woooo - hooooo (lots of woo hoo's in the post lol)
My daughter is still loving nursery so that's good
I changed my gas and electric to a cheaper tariff but still within the same company, I am very happy with EDF so I am staying with them, it will be £300 cheaper a year apparantly and it's our first winter with the new boiler as well
Got a beef hotpot in the slow cooker (first time I've made it so I am hoping it's nice as it is tea today and tomorrow lol)
Kids are at a party this afternoon, not sure they are getting fed or not, if not they can have something from the freezer (don't think they would eat hot pot)
Have a good day all xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Really exciting updates
Love that your little girl loves nursery, and that your little boy is doing so well at swimming. I think you're entitled to take some time out with the tv anyway after years of being full time busy!
Also loving your 'woo hoo's'.....hope there are many more to come xxDebt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
0 -
Thanks giblet
She totally loves it bless her cottons! and my son is so proud of himself
How are things with you?
I am in a super good today, been working on tidying kitchen all week, you know the dreaded sorting of cupboards etc, well it's nearly 100% done, need to do the cooker and that's it really once I have finished the baking cupboard.
Then I plan on the cupboard above the stairs as that is where I like to put the christmas presents, I plan on wrapping them as they arrive while the kids are at school/nursery, and not leave it to the last minute lol
Then the plan is to have a sort of the kids toys while they are at school/nursery
I have 10 weeks ish before christmas to get it done
I am making a chicken sunday dinner today, not had one in ages, and am really looking forward to it, going to attempt roast potatoes in the acti fry, not tried them in that yet, but have been reading online and loads of people seem to have had good results
Have a good day all xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Afternoon all
The roast potatoes in the acti fry were TO DIE for!!!! We have left over sunday dinner for tea tonight, and OH wants us to make some more lol, there are a few left but that's not enough, he wants more, I can't blame him, they are lush lol
xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Morning all
Wow it's been TOO Long since I posted on here!!!
Thinks are still going well here, pleased that we have paid just over £4000 off the debt this year (will be about £5000 by new year's eve). I will try harder to pay more next year though as I want it to go faster than that!!!
Getting all ready for christmas, nearly got everything injust waiting for black friday to see if they reduce the perfume and some lego dimensions sets that I am after, I have been wrapping while kids are at nursery/school so I am ahead of the game there lol
MY friend recommended me to a PPI company so she would get a £20 voucher for recommending me, I didn't think I had ever had PPI, so just did so she could get the voucher, anyway, turns out CP1 added it to my account without my knowledge, and I've had a payment of £55 from them (better than nothing lol) and York$hire Bank also had PPI on my loan and CC I had back in 2000 ish so I am waiting to hear from YB, but the upshot of that is I have referred people (mam, Aunty etc) so I have already had £60 amazon voucher from the company, and I am waiting for payment for 3 more referrals so another £60 vouchers AND once you refer 5 you get a bonus of £50, so I am waiting for £110 in vouchers from them woo hoo, I am hoping they are here before black friday but if they aren't it's not the end of the world as I will use them for the kids birthday's (March and April)
Have a good day all xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards