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  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Good evening everyone

    How are you all today??

    I've been busy today, housework busy, had to go to @sda to pick up two costumes I had ordered (they were reduced to £3, full price was £14) in preparation for world book day at the kids school in march

    Then I had to go to argos to pick up a present I had reserved as DD is at a birthday party on sunday

    Then I've just been doing house chores

    I've done my @sda shop and if everything is the same price then I should have £7.97 to overpay this week xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Afternoon all

    How is your day going??

    I went for my second day of couch to 5k today :) it was harder this time for some reason, I don't know why lol but I am pleased that I did it, day three is on sunday

    Not quite sure what to do with my afternoon, I did all the housework yesterday lol

    Have a good day all xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Morning all

    How is everyone doing?

    @sda has been so I have overpaid the te$co card with the excess of £10.72, I can't remember if te$co still take the minimum when you pay extra, it's not due out till the 26th, so will see what it does, and if it hasn't taken it by 27th I will send it over manually.

    DS Swimming has been cancelled as the chlorine level is too high and they don't think it will be back down in time for his lesson.

    I'm not aching after my run yesterday so that's good, it's freezing here today so I am pleased today is a rest day lol

    Not sure what we are going to do this afternoon now we have no swimming, I quite fancy playing Lord of the Rings online, I've not played it for years lol

    Have a good day all xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Morning all

    Anyone got much on? not much happening here, OH is poorly (has been for about a week with a hellish cold) so another day in the house, except DD has a birthday party this afternoon, so that will take up a couple of hours, which is just as well cos I am going demented being in the house lol

    Not much else planned today, I am bored, but you know when you are bored but don't know what to do, then end up annoyed with yourself lol, that's me today

    I am looking forward to end of the month so I can update my signature and the POAMAYC thread

    Have a good day all xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • Hi Kindofagilr - nice to meet you. We are in pretty much the same position I think and have just started a diary too. Good luck and hope we can help each other along the way with the help of many experienced people on this site xx
    Jan 2017 - Unsecured debt - £28,600 :eek:
    2017 - A year of Austerity -
    planning to have fun while doing it
    :j
    Vanquis CC - £2500 now £350 :)
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Dinah_dog wrote: »
    Hi Kindofagilr - nice to meet you. We are in pretty much the same position I think and have just started a diary too. Good luck and hope we can help each other along the way with the help of many experienced people on this site xx

    Hi Dinah :)

    Welcome to the forums, I will see if I can find your diary :)

    Good luck xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Morning all,

    Quickly checked my bank and the te$co DD did still come out, so all is good there.

    I will be updating all my totals after the shopping comes on saturday as then I will know what my bills are for feb (I have two CC statements that don't come in till the start of feb even though they are for feb which annoys me lol)

    I am waiting in for my first muscle food order today, OH didn't want to try them but I know loads of people in real life who swear by their chicken breasts so I ordered their offer of 2.5kg chicken breasts and a code for another 2.5kg free, I won't tell OH where they are from till he has eaten them and declared them tasty lol

    Mam is off to co$tco on sat so I will get her to get me some salmon and mince, then we won't need to buy anything for a couple of months (other than bacon, sausage and sunday meat)

    Other than the school runs, I will just be pottering around the house, I am also waiting for a amazon parcel, and the electric board are coming to dig up the corner of my garden as the lamppost on the public footpath outside my garden is broken and it's wires are under my garden for some reason xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Well the electricity board didn't bother to show up, not impressed with that!!!

    I've decided to call my figures for Jan, there isn't that much left over from the shopping coming this weekend and will likely use it to get the kids a happy meal after DS swimming lesson lol

    So for this month we have paid another £810.72 off woo hoo (debt and mortgage)

    I am really pleased with that :)

    My MF order has been delivered so have put all that in ziplock freezer bags in freezer.

    I am still waiting for one thing so if it's not here by 3 I will have to leave a note on my door asking them to please come back at half 3 as I need to get DS from school (bet they don't come back tho) fingers crossed they still come before I have to leave
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • Well the electricity board didn't bother to show up, not impressed with that!!!

    I've decided to call my figures for Jan, there isn't that much left over from the shopping coming this weekend and will likely use it to get the kids a happy meal after DS swimming lesson lol

    So for this month we have paid another £810.72 off woo hoo (debt and mortgage)

    I am really pleased with that :)

    My MF order has been delivered so have put all that in ziplock freezer bags in freezer.

    I am still waiting for one thing so if it's not here by 3 I will have to leave a note on my door asking them to please come back at half 3 as I need to get DS from school (bet they don't come back tho) fingers crossed they still come before I have to leave

    Well done!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Well done!

    Thank you :)

    Morning all

    What's everyone's plans for today?

    The electric board came yesterday, dug a little bit up, then realised it was next door's they needed to dig in, so they need to get in touch with her now.

    @sda has just been, now we are just chilling waiting to go to swimming this afternoon.

    I hope everyone has a good day xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
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