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New Lloyds Club current account

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Comments

  • Gromitt
    Gromitt Posts: 5,063 Forumite
    Geoffo_M wrote: »
    On the 2nd May, did everyone get a £5 charge followed by it being reversed "Club Card waived £5"

    Not here. All I've got so far this month is :

    01 May - Interest
    02 May - Deposit
    02 May - CLUB LLOYDS SAVER

    Thats it.

    2nd DD not setup yet.
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    kar999 wrote: »
    Yes I got charged but was reversed same day. Single deposit & 2 Dd's.

    Same for me (though my DDs didn't have an apostrophe).
  • Geoffo_M
    Geoffo_M Posts: 1,161 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Gromitt wrote: »
    Not here. All I've got so far this month is :

    01 May - Interest
    02 May - Deposit
    02 May - CLUB LLOYDS SAVER

    Thats it.

    2nd DD not setup yet.

    That's odd - I wonder if I haven't met some other term I wasn't aware of, don't want to be charged £5 next month
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    If you are paying in your £1.5K a month and have 2 DDs paying out during the month, you have met the T&Cs. So even if they did charge you, they'd have to re-imburse you since you met the T&Cs and they didn't.
  • Geoffo_M
    Geoffo_M Posts: 1,161 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    innovate wrote: »
    If you are paying in your £1.5K a month and have 2 DDs paying out during the month, you have met the T&Cs. So even if they did charge you, they'd have to re-imburse you since you met the T&Cs and they didn't.

    Oh thanks for that, then the £1,500 doesn't have to be in one go then, I've a pension and a transfer going in - each under £1,500 but totalling more?
  • kar999
    kar999 Posts: 708 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    innovate wrote: »
    Same for me (though my DDs didn't have an apostrophe).

    ... and one of my DDs was for my subscription to The Apostrophe Protection Society. ;)
    If the ball had gone in the net it would have been a goal.
    If my Auntie had been a man she'd have been my Uncle.
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    Geoffo_M wrote: »
    Oh thanks for that, then the £1,500 doesn't have to be in one go then

    Mine was in one go but it doesn't have to be. As long as you deposit £1,500 a month, you have met the conditions for the waiver of the monthly account charge.
    If you pay £1,500 or more into the account in any calendar month the Club Lloyds fee for that month will be waived
    http://www.lloydsbank.com/assets/media/pdfs/current-accounts/clublloyds_terms%20and%20conditions.pdf
  • starM
    starM Posts: 1,464 Forumite
    Hi, I am sure it was discussed previously but cannot find it.
    • I have recently opened up a Club account. If I transfer £1500 between Lloyds account - will it work for the funding requirement?
    • If I have 2 DDs setup from 2 separate Tesco Savings account. Will it work for DD requirement? Will this also work for Halifax Reward Account?
    Thanks
    MS
  • PaulW922
    PaulW922 Posts: 1,039 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    starM wrote: »
    Hi, I am sure it was discussed previously but cannot find it.
    • I have recently opened up a Club account. If I transfer £1500 between Lloyds account - will it work for the funding requirement?
    • If I have 2 DDs setup from 2 separate Tesco Savings account. Will it work for DD requirement? Will this also work for Halifax Reward Account?
    Thanks
    MS

    Transfers between accounts at the same bank do not count. That applies to Lloyds and Halifax. Why not switch money between the two? Although all part of the same group, Lloyds and Halifax remain separate banks.
  • Gromitt
    Gromitt Posts: 5,063 Forumite
    PaulW922 wrote: »
    Transfers between accounts at the same bank do not count.

    They've counted for me as long as the Vantage accounts have been available, that includes Lloyds, TSB, and Halifax/BOS.

    So yes, they DO count.
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