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New Lloyds Club current account

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Comments

  • Gromitt
    Gromitt Posts: 5,063 Forumite
    I wonder if anyone has selected the "I'm not interested" option for the lloyds benefits?
  • Gromitt wrote: »
    I wonder if anyone has selected the "I'm not interested" option for the lloyds benefits?

    Yes. None of them interest me enough to read the T&Cs.

    In my ideal world, a significant number of people don't sign up, prompting Lloyds to maintain/increase the credit interest. :)

    Selling/giving them away is another option.
  • badger09
    badger09 Posts: 11,622 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Gromitt wrote: »
    I wonder if anyone has selected the "I'm not interested" option for the lloyds benefits?

    Only by default :o
  • Gromitt
    Gromitt Posts: 5,063 Forumite
    badger09 wrote: »
    Only by default :o

    The default is "I'll decide later", you actually have to select "I'm not interested".
  • oldagetraveller
    oldagetraveller Posts: 3,653 Forumite
    edited 6 May 2014 at 6:42AM
    "I wonder if anyone has selected the "I'm not interested" option for the lloyds benefits?"
    Yes, nothing there of interest at all. No Vue cinemas within reach, one very expensive relevant restaurant about 10 miles away and the magazine selection.....:sad:
    Only upgraded from Vantage for the interest.
  • camperdown9
    camperdown9 Posts: 148 Forumite
    Hi

    I have just had a look at the terms and condition but can't see anything. Is there a minimum term that you have to have this account for?

    I am not planning on closing my account but say in 3 months someone started offering 6% on balances and I wanted to leave. Would I be charged to close the account?

    Alex
  • KTF
    KTF Posts: 4,850 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi

    I have just had a look at the terms and condition but can't see anything. Is there a minimum term that you have to have this account for?

    I am not planning on closing my account but say in 3 months someone started offering 6% on balances and I wanted to leave. Would I be charged to close the account?

    Alex
    No min term.
  • KTF
    KTF Posts: 4,850 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Interesting. I get the 'just checking' message saying that I need to pay in £1500 a month to my account as I have not yet done so even though I filled it last month and have paid in £1500 this month.

    Hopefully this is just their system being 'dumb' and they wont apply the £5 fee.
  • Geoffo_M
    Geoffo_M Posts: 1,161 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    On the 2nd May, did everyone get a £5 charge followed by it being reversed "Club Card waived £5" - just wondered because I met all the terms last month, paid in more than £1,500, 2 direct debits etc - wondered if they did that because it's the 1st month or if they're going to show that every month. Just thinking now, the £1,500 hasn't got to be deposited in one go has it, mine was a combination of 3 or 4 deposits?
  • kar999
    kar999 Posts: 708 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Yes I got charged but was reversed same day. Single deposit & 2 Dd's.
    If the ball had gone in the net it would have been a goal.
    If my Auntie had been a man she'd have been my Uncle.
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