April’s 2014 BR Club

IF

:staradmin Hi Everyone and Welcome to the April’s 2014 Bankruptcy Club :staradmin

This club is for everyone who has gone or going through the process of Bankruptcy during April 2014. So please feel free to join and post.

Pop your name on here, the date that you went/are going Bankrupt. Then just keep everyone in the club updated throughout the next year about your BR journey. That way you can all stick together, compare notes and be there to support each other during the different stages of your Bankruptcies.

Remember this is your board so keep posting :hello:

Obviously anyone can come on here and post anything that will help and you are all welcome. Any important questions that need answering please still post them on the main board, as you will receive more advice and help.

~ Please do not include too much information as the IS (Insolvency Service) are known to frequent this forum and they may identify individual cases, so username and date only, thank you ~


Best wishes
IF



1…………………………...didsy1....…...…………………...3rd April 2014 :starmod:
2…………………….....Saltysea99..………………….....15th April 2014 :starmod:
3………………………Edenfamily2014..…………………22nd April 2014 :starmod:
4………………………..DanielN1989..…………………...24th April 2014 :starmod:
5………………………….mill1980……...……………………17th April 2014 :starmod:

IF

* Blue text on MSE usually signifies hyperlinks, click on the blue links below *

Please do read these threads and other threads on the BR Board, remember knowledge is power :beer:

For ‘essential’ BR info the ‘Look here first’ sticky by Fermi.

BR Friendly Bank Accounts ~ [Updated Sep 2012 re: Co-op Cashminder withdrawal]

BR Abbreviations

Beware of advice via PM.

Reasons for your BR - 6.28

Charities who help with BR Fees

BR friendly home insurance thread

CABmoney Bankruptcy Payment Order Calculator

Bankruptcy NDL Guide

Basic Bankruptcy Advice & Guide NED CAB

Diary of a broken gambler


IF

thinkpositive1

I thought I might be March but it's going to be the April club I join !!

IF

thinkpositive1 wrote: »

I thought I might be March but it's going to be the April club I join !!

Let me know your date and I will add your name to post one :beer:
Best wishes
IF

IF

didsy1 wrote: »

please add me to forum thursday is looming

Hi and welcome to April's BR Club, I've added your name to post one.
We'll be thinking of you on Thursday.

Best wishes
IF

didsy1

ifwisheswerehorses... wrote: »

:staradmin Hi Everyone and Welcome to the April’s 2014 Bankruptcy Club :staradmin

This club is for everyone who has gone or going through the process of Bankruptcy during April 2014. So please feel free to join and post.

Pop your name on here, the date that you went/are going Bankrupt. Then just keep everyone in the club updated throughout the next year about your BR journey. That way you can all stick together, compare notes and be there to support each other during the different stages of your Bankruptcies.

Remember this is your board so keep posting :hello:

Obviously anyone can come on here and post anything that will help and you are all welcome. Any important questions that need answering please still post them on the main board, as you will receive more advice and help.

~ Please do not include too much information as the IS (Insolvency Service) are known to frequent this forum and they may identify individual cases, so username and date only, thank you ~


Best wishes
IF


1………………………………didsy1…...…………………3rd April 2014

Is there a difference in IPA and IPO is it capped to a certain amount
would my OH debts be included on with my IPO/IPA

didsy1

Is there a difference in IPA and IPO is it capped to a certain amount
would my OH debts be included on with my IPO/IPA

IF

didsy1 wrote: »

Is there a difference in IPA and IPO is it capped to a certain amount
would my OH debts be included on with my IPO/IPA

These links will explain IPA/IPO's

• IPA/IPO Expenditure Guideline Tables (April 2012) by NEDCAB
• NEDCAB's Bankruptcy Payment Order Calculator

didsy1 please do ask questions on the main BR board you will receive more support and replies :beer:

To post your question go to the top left hand side of BR board, opposite the page numbers and press the "New Thread" button as shown below:

IF

IF

Bump..........:staradmin

Belfastgeorge

Am about to fill out my bankruptcy forms, i had got advice from the citizens advice in northern ireland, as i suspected i was going to lose my job, which i did, so am unemployed and was going to drop in the forms, but have just be made a offer of a new job (which i great, but am still going ahead with the bankruptcy as it was a stuggle to pay even in the previous job)

Do I have to put the new employers details down, its just i don't want them seeing i have been made bankrupt and potentially them retracting the offer, or letting me go in the first month?

IF

Belfastgeorge wrote: »

Am about to fill out my bankruptcy forms, i had got advice from the citizens advice in northern ireland, as i suspected i was going to lose my job, which i did, so am unemployed and was going to drop in the forms, but have just be made a offer of a new job (which i great, but am still going ahead with the bankruptcy as it was a stuggle to pay even in the previous job)

Do I have to put the new employers details down, its just i don't want them seeing i have been made bankrupt and potentially them retracting the offer, or letting me go in the first month?

Hi Belfastgeorge and welcome to the April's BR Club, let me know your date of your BR and I'll add you to post one.

With NI BR I'm unsure but do ring StepChange NI for extra help.

StepChange Debt Charity - StepChange Debt Charity- 0800 138 1111 Freephone - including all mobiles

Do also post your question on the main BR board for more replies.

Best wishes
IF