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Diary from the South Coast
Comments
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Bit wet today....but were about to leave Port.
Hope all having good wknd, i hope to pay some debt off in the week!
[IMG][/img]
(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
Greetings from the High Seas...
Loan payment PAID so now we are at.....
£16,276 / £27,890
Really looking to break through the 15k mark in 2 weeks which will be a nice feeling ( I hope) ! :T On my spreadsheet looking at breaking the 50% backbone Mid October and then it is downhill baby.(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
I'm so impressed. Well doneMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.0
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Guy in pic looked a little wet lol..I have subscribed as your stories make me smile...your doing fab by the way.
Well done on treasure find amazing!
Would love to see something of what you catch at sea...
Good luck on reaching 50% mark ����0 -
This week seems to be one of those where money is spent. A few things broke and I seem to be eating more for some reasons.
Reading on here I think we all have those days where we think " where the money go"!
A stroll around the shops today and plenty of Christmas items round. Comes around so quick but this year at least I wont be up to my eyeballs in debt, just up to my waist which is a great improvement!
But small Progress IS Progress so it is all good. Looking back over the past months this Diary and words from you all, have really made a difference. Looking back I don't know where all the debt came from. I guess £100 here, another £100 there and it added up over the past 7 or so years.
Have a good Thursday evening people........The Captain(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
Somebody has asked me what % my Credit cards are on?
They are all on 0 % deals as a Balance transfered the lot! When I first started this Campaign at the start of the year I moved all the Credit Cards to the 0% deals. I was lucky to get them all done but I applied for all of them on the same day and all came through.
This has been a Godsend for me as reading on the Boards some people have some huge APR's which are are a real menace. You take two steps forward and one back when trying to pay those off.
Hoping to Shut Credit Card 2 down in a week.....no long to go:rotfl:(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
You are on a mission
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
The rate at which you're demolishing your clearing your cards is amazing, really inspirational...good luck reaching the half way line...I'm sure by Christmas it'll be ankle deep or non existent..keep up the good work! :TDFD-01.03.2018:starmod: :beer::T
Maternity Savings- £2000/£10,000
Emergency Fund- £1,000/£5,000
House Deposit- £0/£25,000.
NSD November 2/30
Make £5 per day- £128.48/£1550 -
Happy September all
As we started our Little Fishing Boat up today we had a " bang" ,"blue smoke" and a small " oil slick" !
Now for many weeks I have read posts on here about having an "Emergency Fund". I must admit I had discounted this and what a mistake. This is something I will learn from!
Thankfully we have a nice stream of Revenue coming in next week so this is taken care of but will certainly reduce the amount I pay off in September. :think:
So another lesson I learn on this Debt mission malarky. I hope your all having a better Monday than me as we kick off September!
Keep the Faith-keep Debt busting(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
Cleared Credit Card Number 2 today, Its gone!
Been a hard few weeks but have now reached 45% CLEARED! So head down, and working towards clearing Credit Card 3 now!
:T:T:T:T:T:T:T
.(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0
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