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Tsb plus account 5%

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  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My activation code took 7 working days to arrive, cards and pin only took 3 days.

    Thanks, as it happens my codes arrived today so 7 calendar days after opening the accounts - but, again, well after cards and PINs arrived
  • phoebeee
    phoebeee Posts: 10 Forumite
    Hi all,

    I'm not really sure what to do, I've been turned down for this account! I can't see why I would be rejected, got no debts other than student loan, registered on electoral roll etc. I'm thinking possibly they are getting spooked by me being a PhD 'student' even though it's really full time employment and I earn a lot more than the minimum pay in. Is it worth appealing? Sorry if I'm being massively stupid this is the first 'real' account I've applied for since my student one (left uni 2 years ago).

    Thank you
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 3 May 2014 at 3:46PM
    Perhaps it has something to do with where you put your income. I am a pensioner so all my income is from pensions, savings and investments. Therefore, I put 0.00 the first two boxes which referred to salary and put it in the other monthly income. You are allowed to put student in the employment status. Also for the question about funding put bills/expenses not student
    "Look after your pennies and your pounds will look after themselves"
  • anoncol
    anoncol Posts: 982 Forumite
    I've just got mine accepted, applied last sunday, accepted by email this morning. How long do fast payments take to go in? I've just transfered a test FP and its not appearing yet online.
    Hi All

    Can you guys tell me whether it will be okay to apply online for this account on Saturday or is it best to wait to a working day?

    Also can I apply for the 2 plus accounts on the same day.

    Thank you very much in advance, have a great bank holiday weekend!

    Why would it matter?
  • DStu
    DStu Posts: 37 Forumite
    anoncol wrote: »
    How long do fast payments take to go in? I've just transfered a test FP and its not appearing yet online.

    Fast, not instant.
    Usually within a couple of hours though.
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    anoncol wrote: »
    I've just transfered a test FP and its not appearing yet online.

    Although many FPs arrive literally instantly even on non-banking days, the banks are only obliged to ensure that the payment arrives at the end of the business day following the business day you requested the payment on. So for a payment made today, the obligation is that it will arrive no later than the end of next Wednesday. I would be very surprised if it took anything like that long.
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Just applied for this, got accepted, got account number and sort code and logged onto internet banking.

    Transferred some money in but its not showing.....

    Have i been too keen as the account wont be fully open yet? I am guessing it will go in once account is open and not bounce into a black hole???

    Panicking a little right now! :o
    Now a SAHM trying to earn some spare pennies each month
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 3 May 2014 at 6:03PM
    Transferred some money in but its not showing.....

    Have i been too keen as the account wont be fully open yet? I am guessing it will go in once account is open and not bounce into a black hole???
    Don't panic!

    If you have account number/sort code then the account is fully open, so it will get there.

    Timing depends on the sending bank as much as receiving - for me payments from Halifax/Lloyds to TSB are instant, payments from First Direct are near-instant, but Smile/Co-op take about an hour and Santander held my first payment until next day; this seems to be standard Santander behaviour for payments to new payees, i've had it happen elsewhere too
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 4 May 2014 at 3:13PM
    Hi All

    Can you guys tell me whether it will be okay to apply online for this account on Saturday or is it best to wait to a working day?

    Also can I apply for the 2 plus accounts on the same day.

    Thank you very much in advance, have a great bank holiday weekend!
    My son has just opened two of these accounts online today. The first application he had to create a user id, password and memorable word. This allowed him to log onto internet banking where he could see the new account. When he tried to open another account it stated that he had to wait for his activation code. So he logged out of the account and applied for another account. At the end of this application he was not asked for user id etc. He logged back into his account and both plus accounts were there.
    "Look after your pennies and your pounds will look after themselves"
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Lomcevak wrote: »
    Don't panic!

    If you have account number/sort code then the account is fully open, so it will get there.

    Timing depends on the sending bank as much as receiving - for me payments from Halifax/Lloyds to TSB are instant, payments from First Direct are near-instant, but Smile/Co-op take about an hour and Santander held my first payment until next day; this seems to be standard Santander behaviour for payments to new payees, i've had it happen elsewhere too

    Ta it was from HSBC will check again later/tomorrow!
    Now a SAHM trying to earn some spare pennies each month
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