NSK;The Tortoise and The Mad MARCH Hare!!!

CrazyCatLady1_3

Good to see you back ABUNDANT

Congrats - Clippy-girl :)


Congrats Thriftylass on your new bundle of joy :)

cottage_retreatist

clippy congrats on becoming debt free! :j:j:j:j:j:j:j:j:j

2 of NSK's group becoming debt free in one month!!!! woweeee!!!!!!!

thrifty congratulations on your bundle of joy! :j:j:j:j:j:j:j:j:j:j

I had a spending day getting OH some tobacco, but NSD tomorrow so should reach this month's target!

whoop!!!!

all in all - looking forward to my own debt free day! (can't come too soon!!)

Hope everyone is enjoying the lovely sunny Saturday?
xxxx

PS - do we think NSK is working on April's challenge? It's my birthday at the end of April (become the ripe old age of 28!) and I'm hoping to do some major smashing of my debt balance next month!!!

SiannieLaz

Massive congratulations to both thriftylass and Clippy_girl xxxxxx


apple-muncher and Dolly84, unfortunately my friends kids are all a bit older than dd but will def keep my eyes peeled on fbook, fcycle, etc xx


SFD day for me as at work, totals are
15/15 SFD's
£102.29/£100 groceries incl cat food
17/18 LTW
£20/£40 petrol
30/30 donations/declutter



Dreaded half marathon tmrw, will just keep repeating my mantra of 'every step taken is a step closer'. Watched some vids on youtube of a woman called Ernestine Shepherd who is the worlds oldest female bodybuilder who runs 10 miles a day and is 77 yrs old, most inspiring was that she didn't start till the age of 56 - makes me feel really motivated to watch her, if she can do it, then I can too!!!


Have a great eve all xxx

Fmess

Good luck siannielaz, I'm sure you'll do great. I've got my first 10k next weekend and until January was an exercise-phobe.

Spendy day here as predicted but it's out of my April budget so no update to the signature. Finally dared to pay money towards my ccard as the quote for building work came in more favourably So I'm now 25% debt free after 7 months of focused debt busting :j. I couldn't have done it without NSK and all of you, so a huge thank you to you all.

Had another clear out in the garage so more items decluttered

Hole you've all been enjoying the sunshine.

SarahB1989_2

Congrats thrifty and clippy_girl!!! Awesome news all round

Completely failed my SFD target. However, was in Sainsbugs foraging for chocolate and decided that rather than ruin a SFD for nothing I'd just do my weekly shop a few days early.

Today went for a swim, so technically not a SFD as had no exercise budget but I can't begrudge £2 given the very rare occasions I set foot in any kind of sport place. And I went to the pub last night (no pub budget, must rectify this ).

Also booked train tickets, taking my awaited expenses up to £200 - none of these things are happening til May so no money back til probably June. I went through quidco so will earn a few pennies eventually.

Looking forward to April's challenge, this has been a very spendy month but hopefully means less so for the next few.

NinjaSavingKat

thriftylass wrote: »

Just a quick check in from a sore, tired but happy Thriftylass. Baby TL born this morning at 5 am. It will prob be a wee while till I check in again. Def count me in for April NSK, please even if I might miss the start.

Off to my first slumber on my tummy in months, bliss, lol

:j:j:j:jCONGRATULATIONS!!! :j:j:j:j

I am honoured that you would get on here after baby has been born to tell us so soon! I am so happy for you and feel like I know you already from the very beginning of my MSE journey - I am so very happy for you and your OH and [STRIKE]cannot wait to here of the chosen name[/STRIKE] you chose an IRISH NAME!!!! Whoop!!!. Well done Thrifty!!! :T:T:T:T:T:T:T:T

NinjaSavingKat

clippy_girl wrote: »

:beer::j:TI AM DEBT FREE!!!!!! :beer::j

AMAZING!!!

This makes me SO happy to read!!! I am totally impressed with your dedication and you totally deserve this day! Well done to you!!! :T:T:T:T:T:T:T:T

mothernerd

NSD today, as predicted.

Thankfully the overdue cheques have arrived, so DS3 will be dispatched on Monday to get them in the bank and hopefully the mid-month standing orders (utilities for 2 houses and council tax here) are covered. Can hopefully make some inroads on the debt when my Wednesday monies come in, but may wait to ensure DS3's grant arrives first (mostly spoken for as I have to pay back the remainder of his overdraft - borrowed to pay towards dpc).

Seeing as I have failed most of the task this month I can say that I have had takeaway tonight and will be having more tomorrow. Tomorrow is Indian and is DS2's Mothering Sunday gift to me (although I may be paying for it on the cc until his cash flow recovers). I asked DS3 if he wanted some ordering and he was pondering Chinese for tonight so that my present off him (only had half so that will do for Monday).

I have a favour to do - mum 'asked' (told me) I could make a large pan of vegetable curry for Good Friday (she will pay for ingredients), can make it at home or at hers - not specified how many for, but likely 8 minimum. Other meal is veg lasagne so probably use less of the veg used in that so heavy on broccoli, will read up on recipes while I am stuck here (used to do it once a week but not to any particular recipe, just any veg that needed to be used up).

Not much progress on de-cluttering. I know what I want to get rid of but at the moment I can't get it further than the hallway and will be cross if I fall over it (especially if it keeps me off the ladder any longer - painting in small bedroom should only take 10-15 minutes, might be able to do 3 x 5 minutes standing on the box - still not keen on little mini steps).

Don't know if I will be in or out for April. Income is still uncertain and some juggling will have to be done. DS2 will have some cash next week but is juggling direct debits (he's also running out of food). Mum gave me some Tessimo vouchers yesterday, £10 off £50 shop. Suggested DS2 and I shop together (he is not working all week as long awaited renovation is finally underway) to make up the £50 (at a suitable time to get the YS items), get the discount (and points for me) pay with cc and get taxi back, dropping him off on the way. If getting around is still difficult it will be easier and possibly cheaper. £4 for all day bus (taxi home £3 ish) and if I did everything bus hopping (still five minute walk either end) tinned tomatoes and cordial for DS3 would be more than one trip with current weight constraints (couldn't manage a can of paint the other day, carrying sheets around by putting them over my shoulder (pegging out one at a time). May not fit at all with the challenge but then shouldn't this be about taking responsibility for our own budget and spending and if this is the best (money, time and personal energy efficient) way to achieve what I need to do.

Little plodding tortoise doing Chinese plate spinning.

NinjaSavingKat

Ahem...https://forums.moneysavingexpert.com/discussion/comment/65112338#Comment_65112338

Lets see what you are made of!

NinjaSavingKat

Well good morning all. (Thrifty how was that tummy-snooze?:p:p:p)..

What a wonderful day it has been reading through everyones posts!! Clippy whats on the agenda now? What are you wanting to do/save for? Remeber to go to the "debt free roll of honor" thread and add your name to the board! By the way what was your debt at it's highest....? #noseyme

Stewby - I would like you on board for April please. No excuses! Don't worry about the few days you are away - remember you make the rules this month.

SianneLaz - good luck today with your running. Remember if you need a rest just walk but what ever you do don't actually stop. Let us know how it went though!!

I need to declare on here what needs to be done tomorrow/today otherwise I won't get anything done. Mummy NSK arrives on Wednesday so I want to get the place looking lovely and clean and need to get some items on ebay... so here goes...

• List my vintage box bag on eBay.
• List my expensive Loblan cowboy boots on eBay.
• Road test my push bike to make sure the chain is working.
• Photograph all bike related accoutrements.
• Vaccuum the house.
• Two loads of washing
• Make a pile of ill-fitting clothes that will go---->charity shop.
• Make an honest to goodness ruthless pile of items for the charity shop.
• Sort shoes for charity shop.
• Down-size and destroy last remnants of the "stationary box".
• Sleep a little when I get home...:o

So thats a lot really. There is a vauge chance I might schlump on the sofa when I get up but making this list makes me realise how much I don't want to do this closer to the time of leaving and I would feel more comfortable when it's all done and I am down the barest minimum of items owner...


I keep saying this but I mean it this time. Honest! :p:p