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The Broker Blues Thread
Comments
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We have had some suspicious calls in over the last week ref supposed multi million purchases with phone numbers we believe to be a concern.
We were wondering if they were disguised premium rate lines.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
070 and 076 are NOT mobile numbers, they are 'follow on' lines to anything they choose to point them at.
52p a minute from BT landline + one off call charge (and gazillions if you use a mobile)Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
The number we were given on the first call was a 070 but strangely we left the call with the ball in their court and no reason to call them back ourselves.
Perhaps they think we will chase them but that is not our style.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
We could do with a "how long between each stage" sticky.
Q- "How long until the 123 as my ABC was sent back to XYZ on Tuesday?"
A - 48 hours.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Received a bunch of emails from client with all the usual, pay, id, proof of deposit, P60, bank statements, details of existing debts...
Noticed another name CC'd onto the email - on enquiring it turns out the Estate Agents requested copies of everything on placing an offer?
GrrrrrrI am a Financial Adviser specialising in Mortgages, Protection, Health and Medical Insurance. I also write wills. All information posted on this site is for discussion only, and should not be taken as advice.0 -
Now I know how my clients feel.
I'm looking at properties over the next couple of weeks, looking to get the mortgage approved.
:eek:I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.
This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
The number we were given on the first call was a 070 but strangely we left the call with the ball in their court and no reason to call them back ourselves.
Perhaps they think we will chase them but that is not our style.
Another one in over the weekend.
070 number through unbiased.
We are asking them why their systems cannot pick this up.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
stephenni1971 wrote: »Received a bunch of emails from client with all the usual, pay, id, proof of deposit, P60, bank statements, details of existing debts...
Noticed another name CC'd onto the email - on enquiring it turns out the Estate Agents requested copies of everything on placing an offer?
Grrrrrr
One of ours had an appointment booked for her with a mortgage adviser in the agents office. An appointment she neither wanted, nor asked for, and was told to bring in a similar list of items.
We already have her a full offer stage, she is just switching properties.
It is all so amateurish.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
One of ours had an appointment booked for her with a mortgage adviser in the agents office. An appointment she neither wanted, nor asked for, and was told to bring in a similar list of items.
We already have her a full offer stage, she is just switching properties.
It is all so amateurish.
Just had a call from the agent of another client wanting to know what the LTV on the application was. She has already been told DIP is in place and source of funds for deposit confirmed.
I politely told her that I was happy to veryify my clients ability to purchase the property for the full asking price, but the LTV was between me and the client.I am a Financial Adviser specialising in Mortgages, Protection, Health and Medical Insurance. I also write wills. All information posted on this site is for discussion only, and should not be taken as advice.0 -
Three NatWest application threads all running at the same time.
It's getting a bit repetetive...I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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