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The Broker Blues Thread

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Comments

  • We use (and have for over 5 years) in/out fax from PC - excellent, BUT be aware that many will not send to non-geographic numbers and Natwest/RBS will not give out the geographic behind the 0845).


    Ours costs £5 a month a month including an 0800 inbound number and more pages than we ever use.
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  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I use https://www.aql.com

    Costs me £2 per month.

    I send Natwest stuff in special delivery. At least you know it will get there and the postage is cheaper than trying to send a fax.

    Antiquated way but they offer decent service.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ACG
    ACG Posts: 24,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    I think i have just faxed it using my printer/fax machine thing.
    I have no idea of being 100% sure it has sent though until it gets to the point they should have looked at it... bit frustrating.

    I really am shocked they only accept post/fax.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • amnblog
    amnblog Posts: 12,766 Forumite
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    Who has seen the:

    'Consolidated list of financial sanctions targets in the UK'?

    I hope you are all checking your customers against it.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Keekles
    Keekles Posts: 154 Forumite
    Sixth Anniversary Combo Breaker
    ACG wrote: »
    I really am shocked they only accept post/fax.

    We've been e-mailing them for some time, although it is a pilot and obviously being in a National EA chain (boo), has some benefits :D

    I'm sure with the introduction of MMR they'll be looking at a MATS system and online / e-mail access as a basic function for all brokers.
  • kingstreet
    kingstreet Posts: 39,333 Forumite
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    amnblog wrote: »
    Who has seen the:

    'Consolidated list of financial sanctions targets in the UK'?

    I hope you are all checking your customers against it.
    Nah, I just get ID and PoA, so I don't have to do any of that stuff.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Let_Us_See
    Let_Us_See Posts: 1,319 Forumite
    ACG do you work from a small panel of lenders? There are many lenders who still only accept faxed documentation. Ridiculous in this age.
  • ACG
    ACG Posts: 24,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    No, im whole of market.

    I must just not have come across any... the only exception being a tiny little building society out in the sticks. Even they allowed me to email them across but would not go to full offer until the originals were received.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • kingstreet
    kingstreet Posts: 39,333 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Halifax and NatWest are both stuck with faxed and posted docs, two of the lenders we use the most.

    Woolwich makes me laugh though. You scan and upload the docs to them via "scan and send", then another firm prints your scanning and re-scans it and adds it to the case. :eek:

    That's why they often say they can't read it. What a mental system!
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • ACG
    ACG Posts: 24,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Principality print off documents emailed over and then rescan them - waste of ink and paper and they often say they cant read things and your going mad because its crystal clear, you then email them directly the same document the exact same scan and they can read it... mental!

    How any reputable broker can not use an email or upload system now a days is beyond a joke.

    To be just trialling it after emails have been in common use for best part of 10 years is ridiculous.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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