Experian - Secrets of Your Credit Rating - Channel 4 Dispatches

fermi

http://www.radiotimes.com/episode/cs5wpg/dispatches--secrets-of-your-credit-rating---channel-4-dispatches

On now on C4.#

On 4oD here: http://www.channel4.com/programmes/dispatches/4od#3658627

fermi

So you can have a rapid update to correct things within 24 hrs, but Experian tell their staff not to tell customers this.

fermi

Missed the first 5 mins of this so will have to find a 4OD link later.

beckysld

Watching this just now, it's making my blood boil!

fermi

Not seen anything that surprises me yet, We know the systems are flawed and frequently match the accounts or CCJs against the wrong person.

Mimi_Arc_en_ciel

Can kinda understand why you don't get to see potential aliases ... If they aren't necessarily yours then to show them would surely come under data protection?

In our house alone there are 3 Mimi Arc en ciels with the same name. Opening post is a nightmare lol

How would they know which person it is if the CCJ's don't have a D.O.B? Surely that would sort one of the problems out?

The_Boss

Thanks for this. I'm going to record it on 4+1

bsms1147

That was rubbish.

And no mention that you can see your monthly-updated credit file for free with at least one agency.

SammenForLivet2

It seemed to very much focusing on Experian.
I was a little disappointed with the fact it kept mentioned people's 'Credit Score', which as we all know, is different from lender-to-lender, as simply pure guidance from CRA.

I think it should have provided more information on how to get the statutory service, and it almost felt like it was promoting the 'premium' paid service.

Although it was quite 'mean' to Experian, I just wonder how many new '£14.95 per month' accounts they will get thanks to this program.

CreditCrunchie

How are you supposed to get this 24 hour update?

Mimi_Arc_en_ciel

CreditCrunchie wrote: »

How are you supposed to get this 24 hour update?

Well if it's the lender who updates the records I would guess you ask the lender