📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Credit Card Freebies

Options
1192022242528

Comments

  • MNBA are offering a phone again, on their 9months 0% bt.
    A Flyer fell out of someone's newspaper advertizing this offer - apply before March 2005.
    My Egg 0% bt will be up in February, should I ask for Egg for an extension or will switching to another card damag e my credit rating?
    if i had known then what i know now
  • I doubt very much that you'll get an extension with Egg because of the anniversary deal that they offer.

    Have you good reason to think that you'll damage your credit rating by switching to a new card?
  • shibumi
    shibumi Posts: 214 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Anybody had the virgin £60 wine voucher yet??
  • pompey
    pompey Posts: 115 Forumite
    I have read the previous threads re the free MP3 player from Virgin (MBNA).

    I received this card recently and on activating the account I carried out a balance transfer. I telephoned CS to see if this counted as "using their card". However, I was told that a purchase had to be made ???

    Can anyone clarify the position. I obviously do not want to make any purchases if I do not have to.
    No sig!
  • I doubt very much that you'll get an extension with Egg because of the anniversary deal that they offer.

    Have you good reason to think that you'll damage your credit rating by switching to a new card?


    I'm only concerned about the number of applications I've made this year (3 so far) not been refused by any of them, but none give me the amount I ask for. I'm not a good bet, because I never pay any interest on anything - have always paid in full and on time. The loans I have are only to boost the interest in my savings account. But always on the look out for a better deal. ;)
    if i had known then what i know now
  • I've applied for 5 in the last year and haven't been refused.

    I got a decent credit limit with MBNA even though I'd applied for two other cards less than two months before. Give them a go.
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I telephoned CS to see if this counted as "using their card". However, I was told that a purchase had to be made ???

    Can anyone clarify the position.

    The T&Cs specify only that a transaction has to be made. I only did a balance transfer and my MP3 player arrived a few weeks ago ;)

    Good luck :)
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
  • The T&Cs specify only that a transaction has to be made. I only did a balance transfer and my MP3 player arrived a few weeks ago  ;)
    Same here!!!

    ;D
    Mortgage Feb 2001 - £129,000
    Mortgage July 2007 - £0
    Original Mortgage Termination Date - Nov 2018
    Mortgage Interest saved - £63790.60
    ISA Profit since Jan 1st 2015 - 98.2% (updated 1 Dec 2020)
  • Same here!!!

    ;D
    I agree

  • The T&Cs specify only that a transaction has to be made. I only did a balance transfer and my MP3 player arrived a few weeks ago ;)

    Good luck :)

    No ... I meant I agree to this.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.