The Random Diary Of Mortgage free wannabe.

charlie007

Also. Home brew cider seems to be making lots of noise. Hopefully this is a good thing.

charlie007

Resisted the temptation to go out for breakfast. Just trying to muster the motivation to go plant some seeds at the allotment. I also have som vouchers for the gardening shop so a little trip there may be needed this afternoon. Please let the sun stay out.

I have listed some more bits on eBay. Will be cash on collection hopefully so will put it in the holiday pot

charlie007

Made it to the allotment and planted some seeds. Also cleared half a bed and weeded the ones we have already done. No sign of potatoes yet which is good as it is forecast to be -3 tonight. Fairly inexpensive day and now time for bath and bed. Maybe a sneaky glass of red. Need to go food shopping tomorrow. Joy.

charlie007

Poorly little person will be having the day off school. Need to work out what to do with her as I have a meeting. Dh may stay home or my dad come over. Poor tiddly.

charlie007

Tiddly much better after a day of rest. Managed to eat a bit and was back to bouncing off the walls this evening. Poor tiddly she has had a rubbish weekend being poorly. I resisted the urge to go shopping for food and made a meal from bits we had in. May have a small veg shop tomorrow but have lots of coupons so hopefully not to much money. Need to check holiday spends pot as only two weeks left. Can not wait. Need to get a few bits but not crazy amounts as we are not that far from home. We can take some craft stuff for tiddly and some baking bits will be fun. Slimming world day one. Not to bad. Now to bed.

charlie007

Big food shop done. Remind me never to take tiddly again. She ended up adding loads to the basket. Can't remember the last time I took her so shouldn't complain. She is a born shopper. Oops. More students booked in. Looks like we will be able to overpay a couple of thousand on top from having them. Hope it is worth giving up out personal space for. eBay items end tonight. One has a bid and both lots of watchers. Fingers crossed for crazy competitive bidding.

charlie007

Just got my energy bill. We are in credit of 254 pounds. They have reduced my direct debit so the difference I will put into the mortgage. Need to sort out te change to the morgage overpayment tomorrow. Also did a market research project this evening and taken my lunch to work all week. Will pay that in aswell. Happy days

charlie007

Another no spend day here . Still need to sort out the amendment to the standing order but have a head cold so heading to bed. Crazy stressful work week and tomorrow evening can not come soon enough x

charlie007

Still not managed to get the change made to the overpayment direct debit. Must do it tomorrow. eBay sale collected and they overplayed by £4 as they didn't have change. Bonus. Will pay that off aswell. Trip to wilkinsons to purchase homebrew. £8 to make 6 bottles of red. Made it before and it is nice so plan to replenish stocks. Sewing tomorrow if I feel better. Maybe a trip to the allotment to plant some more bits. Happy Friday

charlie007

Finally changed my standing order to overpay by the difference I am no longer paying in my electric direct debit. Love playing with the mortgage calculator. Just been reading another mfd and see that they get updates on what the over payment means in the post. We have not had anything like this but I have been keeping a track in my notepad. Since feb we have overplayed 2k and hope to keep that up as we will start having the forigen students from the week after next so that money can be split and the majority put into the mortgage. It is very addictive.

Off to the allotment whilst the sun is shining.