We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Random Diary Of Mortgage free wannabe.

1…2021222426

Comments

  • charlie007
    charlie007 Posts: 413 Forumite
    Thanks for stopping to say hi:).

    Christmas shopping now is essential as my dh and tiddly both have birthdays in December and i like a deal :)
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • charlie007
    charlie007 Posts: 413 Forumite
    Finally got the listing on line sorted. Am hoping to get at least five things on a day. Managed a few yesterday on a local selling site but no one commented. 10 things on eBay so far today. I have a load of stamps from the Royal Mail surveys so that can be used to post. Three day listing. Will let you know how I get on.
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • charlie007
    charlie007 Posts: 413 Forumite
    Arrhghhh. Mortgage company just called and they need a tax code notification. Changing the goal posts springs to mind!!
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • charlie007
    charlie007 Posts: 413 Forumite
    In happier news I listed 11 items today. Hopefully that is the first of many.
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • charlie007
    charlie007 Posts: 413 Forumite
    Having spent an hour on the phone to hmrc we are a step close to this ilusive new mortgage deal!!
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • charlie007
    charlie007 Posts: 413 Forumite
    Have made 20 by doing market research today and two items sold on eBay. Have someone coming to look at another item I have for sale. Good money day. :)
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • charlie007
    charlie007 Posts: 413 Forumite
    Managed to sell some more bits on selling sites. Must stop looking at 2016 holidays. X
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • charlie007
    charlie007 Posts: 413 Forumite
    Finally got the documents today to progress the mortgage. Sent them back to the bank first class. Fingers crossed they can sort this out. It has gone on forever. Am considering a sneeky holiday in addition to the one we have booked. It will be lovely. Will see if it is logistically possible. If it is I think we may go for it. There are lots of deals to be had. We are on week 2 of 6 of the current block of students and signed up to another month and a half in September.


    We have managed to spend minimal amounts of money the past two months so hopefully once the mortgage is sorted and we are ready to make our over payment to the new company we will feel like we are getting somewhere again. X
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • charlie007
    charlie007 Posts: 413 Forumite
    Got a text yesterday. New current bank account open and the mortgage offer is in the post.


    Got the payment for the students this week so that is put aside to over pay.

    Still tempted to book an additional holiday. Must have will power. The sun seems to be out now tho so some tea drinking needs to be done in the garden :). After I have put some washing on. The joys of being a grown up. X
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • charlie007
    charlie007 Posts: 413 Forumite
    Feels like we are nearly there with he remortgage. What a crazy process. The valuation is happening on Thursday. All the legal information is sorted I think and hopefully we will have transferred by the august payment. If not then the September one definatly.

    I have had a listing morning. 15 items on eBay. Am having a sneeky midday bath as there is only me in the house. Book and a cuppa. Who needs a spa!!

    Hope everyone else is doing well with the over payments :)
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture