Flexplus Is it an offline card

Dw1983

What service code is that and where would I get a reader thanks someone did use the card for me with my permission it was only in the post office I have the receipt is there any way of telling from that?

iAMaLONDONER

Dw1983 wrote: »

Thank you now I'm going to annoy you even more and say are you 100% sure I need to know before I switch all my dd and wages etc

You could just phone Nationwide up and enquire..

Dw1983

Tried that they supposedly don't know

reclusive46

Dw1983 wrote: »

What service code is that and where would I get a reader thanks someone did use the card for me with my permission it was only in the post office I have the receipt is there any way of telling from that?

You'd need a reader like this. http://www.ebay.co.uk/itm/HX-1000-USB-Mini-Tracks-Magnetic-Stripe-Card-Mag-Swipe-Reader-Portable-POS-White-/300936829545?pt=UK_BOI_Retail_Shop_Fitting_POS_Equipment_ET&hash=item46113b9a69

You'd open up word, swipe the card and check the magnetic stripe data.

Here's some information on what the data on track 2 means in the order. With the service code an offline card is a card that has the second digit of the service code as a 0 (Normal). A 2 means that it is online. So generally an offline card's service code is 201 meaning the card can be used abroad and has a chip (And should be used if a chip reader is present), it can work anywhere and that there are no restrictions.

Start sentinel — one character (generally ';')
Primary account number (PAN) — up to 19 characters. Usually, but not always, matches the credit card number printed on the front of the card.
Separator — one char (generally '=')
Expiration date — four characters in the form YYMM.
Service code — three digits. The first digit specifies the interchange rules, the second specifies authorisation processing and the third specifies the range of services
Discretionary data — as in track one
End sentinel — one character (generally '?')

Service code values common in financial cards:
First digit
1: International interchange OK
2: International interchange, use IC (chip) where feasible
5: National interchange only except under bilateral agreement
6: National interchange only except under bilateral agreement, use IC (chip) where feasible
7: No interchange except under bilateral agreement (closed loop)
9: Test
Second digit
0: Normal
2: Contact issuer via online means
4: Contact issuer via online means except under bilateral agreement
Third digit
0: No restrictions, PIN required
1: No restrictions
2: Goods and services only (no cash)
3: ATM only, PIN required
4: Cash only
5: Goods and services only (no cash), PIN required
6: No restrictions, use PIN where feasible
7: Goods and services only (no cash), use PIN where feasib

simax

All full current accounts from Nationwide have offline debit cards. Those are the blue or silver cards. If it's purple or red it's online.

Dw1983

Mine is a silver flexplus debit card so that should be offline then

TheEffect

Are their cards Contactless yet? They've constantly said they're looking at Contactless for the last few years, but from what I've heard, they haven't actually implemented it.

dr_adidas01

TheEffect wrote: »

Are their cards Contactless yet? They've constantly said they're looking at Contactless for the last few years, but from what I've heard, they haven't actually implemented it.

Nope none of them are, there still talking about it from what I can tell in the members forum.

TheEffect

dr_adidas01 wrote: »

Nope none of them are, there still talking about it from what I can tell in the members forum.

That's one of the main reasons I won't switch to them.

While Contactless saves a few seconds, I like the ease of it. It's also great for travelling on London transport as no need for an Oyster card. In a few months, no cash on buses, just Oyster and Contactless.

dr_adidas01

TheEffect wrote: »

That's one of the main reasons I won't switch to them.

While Contactless saves a few seconds, I like the ease of it. It's also great for travelling on London transport as no need for an Oyster card. In a few months, no cash on buses, just Oyster and Contactless.

I can see your point if you live or go to London a lot as that technology is very useful indeed.

Though here where I live its still not common place in most shops. I've only used my contactless debit card in M&S food that's been about it really.